Travel Insurance Online

Listed below are the different types of travel insurance plans available in India

1Domestic Trip Insurance

Travelers within the geographical borders of India are eligible for this type of insurance policy. The policy financially protects individuals and families travelling within the Indian states in unforeseen travel emergencies. Coverage includes medical coverage, baggage loss coverage, and personal accident coverage, among others.

2International Trip Insurance

Individuals and families travelling overseas can purchase this type of coverage. In addition to medical and dental benefits, the plan provides financial assistance for flight delays, trip cancellations, loss of passports, personal liability, delayed baggage, and hijack distress. Several insurance companies offer coverage for the traveller's home back in India as part of this plan.

3Schengen Travel Insurance

An overseas travel insurance plan that offers customised coverage for people travelling to one or more countries in a Schengen country. The policy protects the insured travellers from financial losses resulting from unforeseen emergencies. A few common coverages in this type of trip/travel insurance include medical cover, lost passports, baggage delay, lost baggage, personal liability, accident coverage, and accidental death & dismemberment (common carrier). A Schengen visa applicant must obtain a minimum medical coverage of Euro 30,000. If you are travelling alone, we recommend our Schengen Travel plan. You may also choose the World Excluded/Included plan if you prefer. Select USA & Canada if you are going on an extended family holiday.

As the names suggests is designed specifically for travelers wandering around any of the Schengen countries. Austria, Denmark, France, Germany, Italy, Netherlands and Switzerland are some of the popular Schengen countries.

• Zero paperwork and an affordable premium make your holiday quick and easy
• Choice of varied travel insurance plans from individual to single policy for the entire family
• Cashless hospitalization
• Cover for expenses due to lost passports or check-in baggage
• Cover for missed, delayed or cancelled flights
• Varied duration of trips, our travel insurance covers trips as long as 182 days and even extend up to 365 days
• Minimum sum insured of €30,000, as per the Schengen Visa requirements
• Quick and hassle-free settlement for your claims in Euros

4Family Travel Insurance

The policyholder, their spouse, and dependent children are usually covered under this type of insurance. Individual and family floaters typically offer the same sum insured. Medical expenses, loss of passports, liability coverage, baggage loss or delay, and many more are covered for all insured family members.

5Senior Citizen Travel Insurance Policy

Specifically designed for older people, this insurance plan is tailored to their needs. In India, most travel insurance providers offer policies to travellers above 60 years, just as with health insurance. In the same way as international travel insurance, it protects travellers from unpredictable financial emergencies, such as medical bills, dental bills, repatriation of mortal remains, loss or delay of luggage, medical evacuation, etc.

• Our senior citizens' international travel policy covers 61-70-year-olds
• A variety of trip durations are available, including trips as long as 182 days and even as long as 365 days
• We make holiday planning less stressful with zero paperwork and affordable travel insurance
• Providing Facilities That Are Convenient
• Paying for hospitalisation without cash
• assports and check-in baggage are covered in case of loss
• Cancellation, delay, or missed flight coverage
• You are extending your travel insurance policy automatically in case of medical emergencies or evacuations (30 days) and delays by common carriers (up to 7 days).
• Prior illnesses are covered, especially if they are life-threatening.
• International Travel Policy specially designed for senior citizens between the ages of 61 to 70 years
• Varied duration of trips, we cover trips as long as 182 days and even extend up to 365 days
• Zero paperwork and an affordable travel insurance premium make holiday planning less stressful
• cashless hospitalization
• cover for expenses due to lost passports or check-in baggage
• cover for missed, delayed or cancelled flights
• Automated extensions for your travel insurance policy in case of medical emergencies or evacuation (30 days) and delay of common carrier (up to 7 days)
• Coverage of pre-existing ailments, especially in case of life-threatening ailments

6Student Travel Insurance

Students travelling abroad for studies can take advantage of this student-friendly insurance plan. The plan comes with an extended validity of up to 2 years. Aside from the basic coverage of an overseas health insurance plan, it offers students additional coverages such as sponsor protection, study interruption, medical evacuation, bail bond, and two-way compassionate visits for the insured and their family members, among others.

Education abroad is the norm now. You get new opportunities, new experiences and a sense of independence. What happens if you fall ill and are forced to skip a semester? This is when a student insurance comes into picture. With a Student Travel Insurance in place that’s tailored for students, we got you covered. Here are some key features of the cover that make it a must for every student

• Secure total peace of mind during emergencies
• Smooth and hassle-free claim settlements
• Customized duration of policy period as per academic course requirements
• No medical test required
• Coverage of emergency expenses incurred due to sudden illness, injury, death as well as medical evacuation to India
• Includes cost for issuing a new or duplicate passport in the event of a loss
• Reimbursement of current semester fees( paid) in event of a medical issue disrupting your education
• Compensation for death and permanent disability while traveling in a common carrier
• Reimbursement of tuition fees in the event of your education sponsor passing away due to an injury

7Business Travel Insurance

This type of insurance plan is designed to meet the needs of corporate travellers travelling on business. Usually, the validity of such an insurance policy is up to one year so that the insured traveller can take several trips. It covers flight delays, medical expenses, baggage loss, missed connections, etc.

8Group Travel Insurance

Usually, it is used by people organising tours, industrial training, official tours, or pilgrimage tours. Both domestic and international travellers can purchase such policies with many insurance companies. The guidelines usually cover personal accidents as well as baggage. Insurance companies determine how much coverage is covered.

9Medical Travel Insurance

An international medical insurance policy provides financial assistance in a medical emergency abroad that may require hospitalisation. Hospitalisation, daycare, dental, medical evacuation, and repatriation of remains are some of the costs covered by such policies.

10Annual Multi-Trip Travel Insurance

Those who travel abroad more than once a year are eligible for this type of policy. It provides the same level of protection for every journey without buying travel insurance online beforehand.

• A multi-trip international travel insurance policy with a validity period of one year
• Varied duration of trips, we cover trips as long as 182 days and even extend up to 365 days
• No paper work & medical check-up
• cashless hospitalization
• cover for expenses due to lost passports or check-in baggage
• cover for missed, delayed or cancelled flights
• Coverage of pre-existing ailments in case of life threatening situations
• Quick and hassle-free settlement for your claims

11Travel Insurance For One Trip

This type of plan covers a traveller only once. The journey's validity begins with the departure and ends with the return. Aside from medical coverage, this international travel insurance offers non-medical benefits like delay and loss of luggage, personal liability, etc.