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Ather Two-Wheeler Insurance
Ather Energy manufactures popular electric scooters such as the Ather 450X and Ather 450 Plus. Any and every Ather bike variant needs a valid bike insurance to ride legally on public roads. As per the Motor Vehicles Act, 1988, at least third-party insurance is required in India.
There are three main types of Ather two-wheeler insurance. Third-party insurance covers damage or injury caused to another person or their property. Own damage insurance covers damage to your own scooter due to accidents, theft, fire, or natural disasters. Comprehensive insurance includes both third-party and own damage cover, giving wider protection.
In simple words, Ather two-wheeler insurance keeps you legally compliant and protects you from unexpected financial loss.
Overview of Ather Bikes
Ather Energy is an Indian company that makes electric scooters. The brand is known for modern design, smart features, and strong performance. The Ather bikes are fully electric and run on a battery. They are mainly made for city travel. Popular models include the Ather 450X and Ather 450S.
Popular models such as the Oma Star and Oma Star Li are battery-powered scooters that offer low running costs and easy charging options. These scooters are suitable for students, office commuters, and people who want an eco-friendly travel option.
In simple words, Lohia two-wheelers are budget-friendly electric scooters made for everyday city rides.
- These scooters offer:
- Good riding range
- Fast charging options
- Digital display with smart features
- Smooth and silent ride
Ather scooters are suitable for daily office travel and short city trips. They also help reduce fuel costs and pollution. In simple words, Ather bikes are smart and eco-friendly electric scooters made for comfortable city riding.
Ather Bike Variants and Their Premiums
The cost of an Ather bike insurance depends on its model, engine size, and overall price. Below, you can see a list of Ather bike models with their insurance prices.
| Bike Model | Comprehensive Bike Insurance | Third-Party Bike Insurance | Own Damage Bike Insurance | |
|---|---|---|---|---|
| Ather 450 | Check Premium | |||
| Ather 450X | Check Premium | |||
| Ather 450 Plus | Check Premium | |||
| Ather 450S | Check Premium | |||
| Ather 450 Apex | Check Premium | |||
| Ather Rizta S | Check Premium | |||
| Ather Rizta Z | Check Premium |
Types of Ather Electric Bike Insurance Plans
Ather Electric bike insurance comes in different types. You can choose the one that fits your riding needs and budget.
- 01
Third-Party Bike Insurance
This is the basic insurance required by law. It covers injury, death, or damage caused to other people by your Ather Electric bike. It does not cover damage to your own bike.
Get Quote - 02
Comprehensive Bike Insurance
This plan gives full protection for your Ather Electric bike. It covers third-party damage plus damage to your own bike caused by accidents, theft, fire, or natural disasters. It is best for riders who want more protection. You can also add extra covers with this plan.
Get Quote - 03
Standalone Own Damage Bike Insurance
This plan only covers damage to your Ather Electric bike. You can buy this if you already have third-party insurance. It helps pay for repairs from accidents or other covered events. You can also add extra covers with this plan.
Get Quote
Add-On Covers Available for Ather Electric Bike Insurance
Here are the extra covers you can add to your Ather Electric bike insurance: List of add-ons:
Zero Depreciation Cover
Return to Invoice Cover
Engine & Gearbox Protection Cover
Consumable Cover
Breakdown Assistance
Tyre Protect
Daily Conveyance Benefit
EV Shield Add-on Cover
Documents You Need to Buy Ather Electric Bike Insurance
You need the following documents while buying an Ather Electric bike insurance online or offline:
Registration Certificate (RC)
Driving Licence
Previous Insurance Policy (if applicable)
Bike Invoice (for new bikes)
IDV (Insured Declared Value) details (for old bikes)
Address Proof
Identity Proof
Payment Details
How to Buy Ather Electric Bike Insurance Online
Buying Ather Electric bike insurance online is fast and easy. It saves time and lets you compare different plans easily. Follow these simple steps to buy an Ather Electric bike insurance online:
Step 1
Visit the official Square Insurance website and click on Bike Insurance.Step 2
If you are buying insurance for a new bike, select the Got a New Two-Wheeler option.Step 3
If your Ather Electric bike is already registered, enter the bike registration number and click on "View Plans."Step 4
Choose your Ather Electric bike's RTO, make, model, variant, and registration year from the list.Step 5
Compare Ather Electric bike insurance plans offered by top insurance companies in India.Step 6
Pick the right add-on covers and adjust the IDV (keep it up to 10% lower than last year's policy).Step 7
Pay using a debit card, credit card, UPI, or net banking.Step 8
After payment, your Ather Electric bike insurance policy will be sent to your email immediately.
How to Renew Ather Electric Bike Insurance
Renew your bike insurance on time so your policy does not stop, and you do not lose any benefits. You can easily renew it online.
- 1
Go to the Square Insurance website.
- 2
Click on the option to renew your bike insurance.
- 3
Enter your policy number and personal details.
- 4
Check your current coverage and make changes if needed.
- 5
See the new premium amount.
- 6
Choose how you want to pay (debit card, credit card, UPI, or net banking).
- 7
Check all details and make the payment to complete your Ather Electric bike insurance renewal.
Ather Electric Bike Insurance Claim Process
If your bike is damaged or lost, you can make a claim to get money to help. The process is easy and fast. Follow these simple steps:
- 1
Step - Tell your insurance company about the accident or damage as soon as possible.
- 2
Step - A surveyor will check your Ather Electric bike to see how much damage there is.
- 3
Step - Fill out the claim form and give all the needed documents.
- 4
Step - The insurance company will check your claim and approve the repair.
- 5
Step - Take your damaged bike to a network garage for repair.
- 6
Step - After the repair is done, the insurance company will pay the garage directly.
- 7
Step - You may have to pay some small amount that is not covered in your policy.
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Ather two-wheeler Insurance FAQs
It is an insurance plan that protects your bike from accidents, theft, fire, and natural disasters. It also covers damage caused to other people.
It covers third-party damage and damage to your own bike. It also covers theft, fire, and natural disasters.
You need your RC, driving licence, previous policy (if any), address proof, ID proof, and payment details.
Yes, if you use a network garage, the company usually pays the garage directly.
Add-ons are extra covers that give more protection. For example, zero depreciation cover and roadside assistance.