Tata AIG Own Damage Bike Insurance

If your bike is damaged in a road accident, fire, theft, or natural disaster, the Tata AIG will help you by providing you financial support. It covers the costs to fix or replace parts of your bike damaged due to these incidents.

Yes, it does not cover everything. It will not pay for damages due to mechanical or electrical failures, wear and tear, or any damage that might occur should you ride illegally or misuse the bike. It doesn't even pay for accidents that occur outside India.

Yes, you can add some more coverage to your policy, which includes zero depreciation, roadside assistance, and coverage for personal accidents. This will help in customising your insurance according to your requirements.

You need to submit some basic documents such as your bike registration certificate, your driving licence, and details of any previous insurance. In case of a claim, you may also be required to submit a claim form, FIR copy for theft or major damages, and repair bills.

No Claim Bonus is the discount you get on your premium for every year if you don't make any claim. It starts from 20 percent and can go as high as 50 percent if you don't claim for five consecutive years. No claims bonus will make your insurance more affordable to reward you for driving safely.