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Okinawa Bike Insurance
Okinawa Autotech Bike Insurance provides financial and legal protection for Okinawa electric bikes and scooters. It helps to cover third-party liabilities, which are mandatory by law, and protects you from legal penalties. A comprehensive Okinawa bike insurance plan also covers damage to your own bike caused by accidents, fire, theft, or natural disasters.
The insurance premium depends on the model, battery value, and location. Having valid Okinawa bike insurance ensures stress-free riding, financial safety, and compliance with Indian motor laws.
Overview of Okinawa Bikes
Okinawa Autotech is an Indian electric two-wheeler company founded in 2015 by Jeetender Sharma. The company is based in Gurugram, Haryana, and was started to promote eco-friendly and affordable electric mobility in India.
Okinawa launched its first electric scooter in 2017 and quickly gained popularity.
Today, Okinawa offers a range of electric scooters suitable for daily commuting. The brand focuses on low running costs, easy charging, and reduced pollution, making it a practical choice for Indian riders.

Okinawa Bike Variants with Premium
Below is a simple overview of Okinawa bike variants along with their insurance premiums to help you compare and choose the right option easily.
| Bike Model | Comprehensive Bike Insurance | Third Party Bike Insurance | Own Damage Bike Insurance | |
|---|---|---|---|---|
| Ridge | Check Premium | |||
| Ridge Plus | Check Premium | |||
| Praise | Check Premium | |||
| iPraise+ | Check Premium | |||
| Dual 100 | Check Premium | |||
| Lite | Check Premium | |||
| Okhi90 | Check Premium | |||
| PraisePro | Check Premium | |||
| R30 | Check Premium | |||
| Raise | Check Premium |
Types of Okinawa Autotech Bike Insurance Plans
Okinawa bike insurance is available in different plans, so you can choose coverage based on your needs and budget.
- 01
Third Party Okinawa Bike Insurance
This is the mandatory insurance required under the Motor Vehicles Act, 1988. It covers injury, death, or property damage caused to a third party by your Okinawa electric bike. It does not cover damage to your own bike.
Get Quote - 02
Comprehensive Okinawa Bike Insurance
This plan offers complete protection. It includes third-party cover and also protects your Okinawa bike against accidents, theft, fire, and natural disasters. You can also add optional add-ons for wider coverage.
Get Quote - 03
Standalone Own Damage Okinawa Bike Insurance
This plan covers damage to your Okinawa bike only. It can be bought separately if you already have a valid third-party policy. It helps manage repair costs from accidents or insured events. Add-ons are also available with this plan.
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Add-On Covers Available for Okinawa Bike Insurance
Along with standard Okinawa bike insurance, you can choose add-ons for extra protection at an additional cost:
Zero Depreciation Cover
Roadside Assistance Cover
Battery Protection Cover
Consumables Cover
Key Replacement Cover
Personal Accident Cover for Pillion Rider
No Claim Bonus (NCB) Protection Cover
Tyre Protection Cover
Return to Invoice Cover
Loss of Personal Belongings Cover

Documents Needed to Buy Okinawa Bike Insurance
You will need the following documents while buying Okinawa bike insurance online or offline:
Registration Certificate (RC)
Driving Licence
Previous Insurance Policy (if applicable)
Bike Invoice (for new bikes)
IDV (Insured Declared Value) details (for old bikes)
Address Proof
Identity Proof
Payment Details
How to Buy Okinawa Autotech Bike Insurance Online
Buying Okinawa bike insurance online is quick and easy. It saves time and helps you compare plans comfortably. Follow these simple steps for your Okinawa e-bike insurance purchase:
Step 1
Visit the official Square Insurance website and click on Bike Insurance.Step 2
For a new Okinawa e-bike, select the Got a New Two-Wheeler option.Step 3
For a registered e-bike, enter the registration number and click on "View Plans".Step 4
Select your Okinawa bike's RTO, model, variant, and registration year.Step 5
Compare Okinawa bike insurance plans from top insurers.Step 6
Choose add-ons and adjust the IDV if required.Step 7
Make payment using UPI, debit card, credit card, or net banking.Step 8
The policy will be sent to your registered email instantly.
How to Renew Okinawa Bike Insurance
Renewing on time helps you avoid policy lapse and extra costs. Here is the simple renewal process for the same:
- 1
Visit the Square Insurance website.
- 2
Select the option to renew your bike insurance.
- 3
Enter your existing policy details.
- 4
Review and update your coverage if needed.
- 5
Check the renewal premium.
- 6
Choose a payment method and pay online.
- 7
Complete the renewal and receive the policy instantly.
Okinawa Bike Insurance Claim Process
The claim process helps you get financial support after damage or loss of your Okinawa e-bike:
- 1
Step - Inform the insurance company immediately after the incident.
- 2
Step - A surveyor will reach out for inspection.
- 3
Step - Fill out and submit the claim form with the required documents.
- 4
Step - The insurer reviews and approves the claim.
- 5
Step - Take the e-bike to a network garage for repair.
- 6
Step - The insurer settles the repair bill directly with the garage.
- 7
Step - Pay deductibles or non-covered costs, if any.
How the Okinawa Bike Variant Affects the Insurance Price
The insurance price of an Okinawa bike depends on the variant you choose. Each variant has different features and costs, which directly impact the insurance premium.
- 01
Ex-showroom price
Higher-priced Okinawa variants have a higher IDV, which increases the insurance cost.
- 02
Battery type
Variants with costly lithium-ion batteries usually have higher premiums due to higher replacement costs.
- 03
Motor power
High-speed and powerful variants are considered riskier, so their insurance costs more.
- 04
Repair cost
Premium variants have advanced parts that are more expensive to repair and replace.
- 05
Add-on covers
Add-ons like battery protection or zero depreciation increase the final premium, especially for top variants.
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Okinawa Bike Insurance FAQs
Okinawa bike insurance is a two-wheeler insurance policy designed for electric bikes manufactured by Okinawa Autotech. It provides financial protection against accidents, theft, third-party liabilities, and damage to your electric bike.
Yes, as per Indian law, at least third-party bike insurance is mandatory for all Okinawa electric scooters to legally ride on public roads.
You can choose from three main types:Third-Party Bike InsuranceComprehensive Bike InsuranceStandalone Own-Damage Bike Insurance
A comprehensive plan covers third-party liabilities, damage to your Okinawa bike due to accidents, theft, fire, natural disasters, and man-made events.
Yes, you can easily buy Okinawa bike insurance online by entering your bike details, comparing plans, selecting coverage, and making a secure payment.
The premium depends on factors like the bike model, battery cost, IDV (Insured Declared Value), location, add-ons selected, and policy type.
