HDFC Ergo Car Insurance Premium Calculator

The car insurance premium calculator is an online tool that helps you find out how much you need to pay for your car insurance. It uses details about your car, like its make, model, and fuel type, to calculate the premium. If you have a No Claim Bonus, the calculator will include it to give you the final amount you need to pay.

Third-Party Liability Car Insurance Premium Rates

Here are the third-party car insurance premium rates for a 1-year policy, effective from June 1, 2022, as set by IRDAI:

Engine Capacity of CarsPremium Effective June 01, 2022 (Rs.)
Less than 1,000 CC2,094
More than 1,000 CC & less than 1,500 CC3,416
More than 1,500 CC7,897

Disclaimer: The third-party insurance rates mentioned in the above tables may vary depending on the age, make and model, and city of registration of the four-wheeler.

Benefits of HDFC Ergo Car Insurance Premium Calculator

  • Know Your Car's Value (IDV): The calculator shows the current market value of your car (IDV). This is the amount you get if your car is stolen or damaged beyond 75%.
  • Find the Right Premium: It helps you know the exact amount you need to pay for your car insurance.
  • Make Smart Decisions: Knowing the IDV and premium helps you choose wisely.
  • Pick the Best Plan: You can compare different insurance plans and choose the one that fits your needs and budget.

FAQs

It’s an online tool that calculates how much you need to pay for your car insurance based on your car’s details like make, model, and fuel type.

It shows the exact premium amount and the IDV (current market value) of your car, helping you choose the best insurance plan.

Yes, if you are eligible for a No Claim Bonus, the calculator will include it in the premium amount.

Yes, the HDFC Ergo Car Insurance Premium Calculator helps compare plans by offering you the premium and IDV for each, so you pick the one most suitable for your needs.

Yes, the calculator is absolutely free and easy to use online.

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