Mr. Manoj Kumawat is an intrinsic character of Square Insurance Brokers Private Limited since the start of the organization.

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Features

Third Party Car Insurance

Comprehensive Car Insurance

Coverage

Covers third-party liabilities (bodily injury, death, and property damage).

Covers third-party liabilities and damages to your own Car (accidents, theft, natural disasters, fire, etc.).

Own Damage Protection

Not included.

Included.

Personal Accident Cover

Covers injury or death of the policyholder in an accident.

Premium Cost

Lower premium compared to comprehensive insurance.

Higher premium due to broader coverage.

Optional Add-ons

Not available.

Various add-ons available (e.g., zero depreciation, roadside assistance, etc.).

Legal Requirements

Mandatory by law in India.

Optional but highly recommended for complete protection.

Protection Against Thefts

Natural Disaster Coverage

ICICI Lombard Third Party Car Insurance vs Comprehensive Car Insurance Policy

Here are the main benefits of getting third-party car insurance from ICICI Lombard:

This insurance pays for injuries or damage to other people and their property, and it helps you avoid unexpected costs.

Third Party Damage Cover

The cost of third-party car insurance is cheaper than comprehensive insurance, and the prices are fixed by the Insurance Regulatory and Development Authority of India (IRDAI), so it is consistent.

Affordable and Standard Pricing

Having third-party car insurance means you won&rsquo;t get traffic fines for not having insurance, as it&#39;s required by law.

Protection Against Traffic Fines

Key Benefits of ICICI Lombard Third-Party Car Insurance

<ul>
	<li>Property Damage: If your car damages someone else&rsquo;s property in an accident, they can get up to INR 1 lakh to fix the damage.</li>
	<li>Injury or Death: If your car causes an accident that injures or kills someone, you might have to pay for their medical expenses or other costs. The court decides how much you need to pay, and there&rsquo;s no upper limit set by the insurance.</li>
</ul>

What's Covered (Inclusions)

<ul>
	<li>Damage to Your Own Car: This insurance does not pay for any damage to your own car.</li>
	<li>Driving Under the Influence: If you have an accident while driving under the influence of drugs or alcohol, this insurance won&rsquo;t cover the costs.</li>
	<li>Theft: This insurance does not cover the theft of any car, whether it&rsquo;s yours or someone else&rsquo;s.</li>
	<li>Learning to Drive: If you&rsquo;re learning to drive without a proper license, or if you only have a learner&rsquo;s license and no experienced driver with you, this insurance might not apply.</li>
</ul>

What's Not Covered (Exclusions)

What's Covered and What's Not in ICICI Lombard Third-Party Car Insurance

Disclaimer: The exact things covered and not covered might change based on your specific plan and any extra coverage you choose. Always check your policy details to understand fully what is included.

It provides coverage against your costs if your vehicle causes injury to a person or property damage and saves you from paying a lot of money.

What is covered in ICICI Lombard third-party car insurance?

No. Third-party car insurance is budget-friendly, particularly in comparison with comprehensive insurance. The Insurance Regulatory and Development Authority of India (IRDAI) regulates its price; thus, it&#39;s consistent.

Does it cost a lot to buy third-party car insurance from ICICI Lombard?

It is mandatory to have third-party insurance for driving cars in India. In addition, it protects you from financial losses arising from damage to an individual or damage to property as a result of you driving your vehicle.

Why do I need third-party car insurance?

No, third-party insurance covers damages caused to the other person&#39;s property; thus, any damage that your car suffers will not be covered.

Would this insurance cover damages to my car?

FAQs

This policy protects you from legal issues if your car causes an accident. If your car injures someone or damages their vehicle or property, ICICI Lombard will pay for these costs. Every car owner must have third-party insurance. If you don&#39;t have a third-party four-wheeler insurance policy, you may need to pay heavy fines.

ICICI Lombard Third Party Car Insurance Policy

Secure your vehicle with ICICI Lombard Third Party Car Insurance. Stay road-legal and protected from third-party liabilities. Get covered today!

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