How to Check Car Insurance Status Online

Why Should You Check Vehicle Insurance Status in India?

It is important to check vehicle insurance status in India online to know the validity of the insurance plan. Remember, an inactive and invalid plan is of no use to you when it comes to financial and legal protection.

But what is the validity of the vehicle insurance?

Car insurance is valid for a limited time. Most policies last for at least one year. But if you buy a new car, you need to get long-term insurance. As per the new rules, all new cars must have a 3-year insurance policy. If your policy expires, you usually get a short grace period to renew it without losing the benefits.

Let’s understand the relevance of checking vehicle insurance status briefly:

• Financial Protection: If your insurance is valid, it will cover damage costs in case of an accident. An expired policy means you pay for everything yourself.
• Avoid Higher Premiums: Not renewing your insurance on time can lead to higher premiums later because your car may be seen as risky.
• Stay Legal: Driving with expired insurance can get you a big fine. Keeping it active keeps you legally safe.
• Keep Your No Claim Bonus (NCB): Renewing your insurance before it expires helps you keep your NCB, which saves you money.
• Better Resale Price: Having active car insurance can help you get a better price if you plan to sell your car.

Ways to Check Insurance for a Vehicle Online

You can easily check your car insurance status online using different methods, such as:

• Parivahan Sewa portal
• mParivahan mobile app
• Vahan portal
• IIB (Insurance Information Bureau) website
• Your Local RTO’s Official Website
• By QR Code

How to Check Vehicle Insurance Status Online by Parivahan Sewa Portal?

To check your car insurance status on the Parivahan Sewa portal:

• Step 1: Go to the Parivahan Sewa website.
• Step 2: From the Information Services menu, select ‘Know Your Vehicle Details’.
• Step 3: Enter your mobile number and the captcha to create an account.
• Step 4: Type in your car’s registration number and the verification code.
• Step 5: Click on ‘Search Vehicle’ to see your insurance status and other car details.

How to Check Vehicle Insurance Status Online with the mParivahan Mobile App?

To check your car insurance status online use the mParivahan app:

• Step 1: Download the mParivahan app from the Play Store or App Store.
• Step 2: Select your preferred language and tap ‘Continue’.
• Step 3: On the dashboard, choose how you want to check: by car registration number or driving license number.
• Step 4: Enter the chosen number and tap ‘Search’.
• Step 5: Sign in with your registered mobile number to view your car insurance status.

How to Check Vehicle Insurance Status in India through the Vahan portal?

To check your car insurance status online on the VAHAN portal:

• Step 1: Visit the VAHAN e-services official website.
• Step 2: Click on ‘Know Your Vehicle Details’ in the top menu.
• Step 3: Enter your registered mobile number and captcha to create an account.
• Step 4: Type in your car’s registration number and the verification code.
• Step 5: Click ‘Search Vehicle’ to see your insurance status and other vehicle details.

How to Check Insurance for a Vehicle Online by the IIB (Insurance Information Bureau) website?

Now, the quick link option of V Seva login is unavailable at the IIB website. But you can still check insurance for a vehicle online by using the following steps:

To check your vehicle insurance status online on the IIB portal:

• Step 1: Go to the IIB official website.
• Step 2: From the ‘Motor’ dropdown menu, select ‘Login’.
• Step 3: Log in using your username and password.
• Step 4: Once logged in, you can view your car insurance status and other details.

Steps for Vehicle Insurance Status Check Online on Your Local RTO’s Official Website

The exact steps may vary a bit for each RTO, but here is how you can generally check your car insurance status on your RTO’s website:

• Step 1: Go to your local RTO’s official website.
• Step 2: Click on ‘Vehicle Related Services’.
• Step 3: Select ‘Know Your Vehicle Details’.
• Step 4: Enter your car’s registration number, chassis number, and engine number.
• Step 5: Fill in the captcha and submit the form to see your car insurance status.

Process to Check the Insurance Status of a Vehicle by QR Code

Another easy way to check your car insurance details is by scanning the QR code. IRDAI has made it mandatory for all insurance companies to add a QR code to every policy, making it quick and simple to view your policy information.

Other Popular Offline Methods

There are some other popular methods to check vehicle insurance status in India. You can check your insurance status by

• Looking at your policy document,
• Calling your insurer’s customer service, or
• Asking your insurance agent.
• Visiting the RTO office.
• Visiting the Insurance Office.

What to Do If Your Car Insurance Has Expired?

If you found that your car insurance has expired after a vehicle insurance status check online, here are the tips that you should follow to use your vehicle efficiently:

• No need to stress: Many people forget to renew on time. You just need to renew it on time.
• Avoid driving: You should not drive the vehicle until you renew the insurance. Driving without insurance is illegal and risky.
• Check policy details: You should go through the policy details and see when it expires.
• Contact your insurer: Many companies offer quick online renewals, even for expired policies.
• Renew online: Visit your insurer’s website or use apps like mParivahan and others.
• Be ready for inspection: If your policy has expired for too long, the insurer may inspect your car before renewing.
• Compare plans: Sometimes, switching insurers can get you a better deal or extra benefits.
• Keep reminders: Set alerts on your phone or email so you never miss the renewal date again!

Conclusion

Checking your car or vehicle insurance status online is quick, and simple, and saves you from unexpected troubles. Whether you use the Parivahan Sewa portal, the mParivahan app, the VAHAN portal, the IIB website, or your local RTO site, you can get all the details in just a few clicks.

Staying updated with your insurance status helps you avoid fines, keeps you legally safe, and ensures financial security during emergencies. So, take a few minutes to check your policy today and enjoy a worry-free ride on the road!