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About Honda Car Insurance
Buying a Honda is a big achievement for many people. It is a valuable car, so it is very important to protect it. One of the best ways to do this is by getting a good Honda car insurance policy.
A comprehensive car insurance plan helps keep your car safe from many unexpected problems. It covers accidents, theft, fire, or damage caused by natural events like storms or floods. With the right insurance, you don’t have to worry about big repair or replacement costs. It gives you peace of mind, knowing your car and investment are protected.
About Honda
Japanese car company Honda is famous for making high-quality cars. Honda is loved by people all over the world because its engines are strong and its cars have great designs. The company makes many types of cars, like sedans, SUVs, and hatchbacks. Some popular Honda models are City, Amaze, Civic, CR-V, WR-V, BR-V, Jazz, Elevate, and more.
Car Insurance Premium for Honda Car Variants
| Car Model | Variant of the Car | Comprehensive Car Insurance | Third Party Car Insurance | Own Damage Car Insurance | |
|---|---|---|---|---|---|
| Honda City | ZX CVT | Check Premium | |||
| Honda Civic | New | Check Premium | |||
| Honda BR-V | i-VTEC E MT | Check Premium | |||
| Honda Jazz | V | Check Premium | |||
| Honda CR-V | 2.0 CVT | Check Premium | |||
| Honda Brio | New | Check Premium | |||
| Honda Mobilio | E i-VTEC | Check Premium | |||
| Honda New Accord | New | Check Premium | |||
| Honda Amaze | VX CVT Diesel | Check Premium | |||
| Honda City Hybrid | V CVT | Check Premium | |||
| Honda Elevate | STD | Check Premium | |||
| Honda WR-V | STD | Check Premium |
Disclaimer:- The Honda car insurance premiums mentioned above are only an estimate. They can change depending on the car’s price, the city where it is registered, your past claims, the type of policy, and other factors.
Benefits of Buying Honda Car Insurance
Buying Honda car insurance helps keep your car and your money safe. It gives you protection and peace of mind while driving.
- 01
Protects Your Car from Damage
Car insurance helps pay for repairs if your Honda is damaged in an accident, fire, or natural disaster like floods or storms.
- 02
Covers Theft and Total Loss
If your Honda car is stolen or completely damaged, insurance helps you get money to reduce your loss.
- 03
Saves You from Big Repair Costs
Car repairs can be expensive. Insurance helps cover these costs, so you don’t have to pay a large amount from your own pocket.
- 04
Legal Protection
Having car insurance is required by law in India. It protects you from fines and legal trouble while driving.
- 05
Covers Damage to Others
If your Honda causes damage to another person or their property, insurance helps pay for those costs.
- 06
Gives Peace of Mind
With insurance, you can drive without worry, knowing your car and finances are protected in case of any problem.
- 07
Extra Protection with Add-Ons
You can choose add-ons like zero depreciation and roadside assistance for better coverage and extra safety.
What Does Honda Car Insurance Cover and Not Cover?
What is Covered?
- Damage to your Honda car caused by natural disasters like earthquakes, storms, cyclones, and hurricanes.
- Damage from accidents or crashes with other vehicles or objects.
- If your Honda car is stolen or broken into, either partially or completely.
- Damage caused by fire, explosions, or the car catching fire by itself.
- Damage caused by human-made problems like terrorism, strikes, or vandalism.
- Damage to your car while it is being moved by land, water, train, or road.
- Damage or injuries caused to other people or their property by your Honda car.
What is Not Covered?
- Loss in value of your car due to normal aging or depreciation.
- Damage is caused when you drive your car under the influence of alcohol or drugs.
- Costs for fixing electrical or mechanical problems that happen normally in your car.
- Damage if you drive your car without a valid driving license.
- Damage caused by normal wear and tear over time.
- Damage caused by war, nuclear dangers, or related situations.
- Damage if you intentionally destroy your car.
- Damage if you use your private Honda car for business or commercial work.
Honda Car Insurance Add-Ons
Add-ons are extra benefits you can add to your Honda car insurance by paying a little more money. These help protect your car even better and cover things that normal insurance might not cover.
- 01
Zero Depreciation Cover
This add-on helps you get the full cost of parts replaced in case of damage, without reducing the price because of wear and tear. It means you pay less from your pocket when your car is repaired.
- 02
Engine & Gearbox Protector
If your car’s engine or gearbox breaks down because of water or other issues, this cover will help pay for the repairs. It protects you from big repair bills for important car parts.
- 03
NCB Protection
NCB means No Claim Bonus, a discount you get if you do not make any claims. This add-on protects your bonus, so even if you have to claim once, you don’t lose your discount for the next year.
- 04
Key Replacement Cover
If your car keys are lost or stolen, this cover will help pay for replacing them. It can save you money because replacing car keys can be very expensive.
- 05
Emergency Assistance Cover
This add-on helps if your car breaks down or you face an emergency on the road. It can include services like towing, fuel delivery, or minor repairs on the spot.
- 06
Cost of Consumable Items
When your car is repaired after an accident, some small parts like nuts, bolts, and fluids need to be replaced. This add-on covers those costs, so you don’t have to pay extra for these small things.
- 07
Return to Invoice
If your car is stolen or completely damaged, this add-on will help you get the original price you paid for the car. It protects you from losing money if the car’s market price goes down.
Documents You Need to Buy Honda Car Insurance
Here are some important documents that you should have before buying insurance for your Honda car:
Registration Certificate (RC)
Driving Licence
Previous Insurance Policy (if applicable)
Car Invoice - For new cars- IDV ( Insured Declared Value) details - For old cars
Address Proof
Identity Proof- Payment Details
How to Buy Honda Car Insurance Online?
- 1
Go to the car insurance section on the Square Insurance website.
- 2
Enter your car number. If your car is new, click on “Got a New Car”.
- 3
Choose your Honda car’s brand, model, variant, fuel type, and registration date.
- 4
Fill in your basic personal details and car details, then click to continue.
- 5
Look at the insurance plans shown on the screen. Choose the plan that fits your needs and budget.
- 6
If you choose a comprehensive policy, you can add extra covers (add-ons) for better protection.
- 7
Make the payment using UPI, debit card, credit card, or net banking.
- 8
After payment, check your email to receive your insurance policy documents.
How to Renew Honda Car Insurance?
- 1
Go to the car insurance renewal page on the insurance company’s website.
- 2
Enter your policy number, mobile number, and date of birth, then submit the details.
- 3
Choose the insurance plan that suits your needs.
- 4
Add or remove extra covers (add-ons) if you want to change your policy.
- 5
Check the premium amount shown on the screen.
- 6
Pay online using a debit card, credit card, or net banking.
- 7
After the payment, your policy will be renewed immediately.
Honda Car Insurance Claim Process
Step 01Start the Claim
Inform your insurance company as soon as an accident happens. Share basic details and upload clear photos of the damage.
- Step 02
Car Inspection
The insurance company will send a surveyor to check your car. Keep all important documents ready so the check can be done quickly.
- Step 03
Repair Your Car
After the inspection is approved, take your car to an approved (network) garage for repair.
Step 04Claim Settlement
The insurance company will settle your claim in one of these ways:
Cashless Claim: The insurance company pays the repair cost directly to the garage.Reimbursement Claim: You pay the repair bill first and later submit the bills to get your money back.
How Honda Car Variants Affect the Insurance Price?
The insurance price of a Honda car depends a lot on its variant. Different variants have different features and prices, which change the insurance cost.
If you choose a higher variant, the car price is higher. These variants have more features like alloy wheels, sunroof, touchscreen, and safety systems. Because repair and replacement costs are higher, the insurance premium is also higher.
Lower variants cost less and have fewer features. Their parts are cheaper to repair or replace, so the insurance price is usually lower. The engine type, fuel type, and safety features in a variant also affect the insurance amount. Variants with bigger engines or advanced features usually have higher insurance premiums.
In simple words, the more expensive the Honda car variant is, the higher the insurance price will be.
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Honda Car Insurance FAQs
Yes, car insurance is mandatory in India. At least third-party insurance is required to drive your Honda legally on the road.
You can choose from three types:Third-party insuranceOwn damage insuranceComprehensive car insurance (best coverage)
A comprehensive car insurance plan is the best option. It covers accidents, theft, natural disasters, and damage to other people or property.
Yes, you can easily buy Honda car insurance online. You just need your car details and basic personal information.
If your insurance expires, your car is not legally covered. You may also lose benefits like No Claim Bonus (NCB).
Zero Depreciation add-on helps you get the full claim amount without cutting money for wear and tear on car parts.
In a cashless claim, the insurance company pays the garage directly. You do not need to pay repair costs upfront.