HDFC ERGO Health Insurance Benefits

Here are some benefits of buying HDFC ERGO health insurance plans:

1Tax Savings

You can save money on your taxes with HDFC ERGO health insurance. The premium you pay is eligible for tax benefits of up to ₹1 lakh under Section 80D. This makes health insurance not just a safety net but also a smart financial choice.

2Renewal Rewards

When you renew your policy without making a claim, you get extra benefits like an increased sum insured. You also get free health check-ups within 60 days of renewal, helping you stay on top of your health without extra costs.

3Fast Claim Approval

HDFC ERGO processes claims super quickly, approving them in just 38 minutes. This ensures you get the financial support you need for medical treatments without worrying about delays.

4Mental Health Coverage

HDFC ERGO cares about both your physical and mental health. It provides coverage for mental health treatments, ensuring you get the help you need to feel better and live a healthier life.

5Recovery Support

If you’re in the hospital for more than 10 days, HDFC ERGO gives you extra money to help with recovery and daily expenses. This benefit ensures you and your family are financially supported during tough times.

6Lifetime Renewal

There’s no age limit for renewing your policy, meaning you can keep it for life. This guarantees you always have access to medical care whenever you need it, even as you grow older.

7Multiplier Benefit

For every year you don’t make a claim, your sum insured increases by 50% at no extra cost. This gives you more coverage and ensures better financial support if you ever need it in the future.

FAQs

Yes, you can save up to ₹1 lakh in taxes under Section 80D by paying your health insurance premium. It’s a great way to protect your health and save money.

If you don’t make a claim, your sum insured increases by 50% for the next year at no extra cost. This gives you more coverage for future needs.

Claims are processed very quickly—usually within 38 minutes—so you get financial support for medical treatments without delays.

Yes, HDFC ERGO covers both physical and mental health treatments, ensuring complete care for your overall well-being.

Absolutely! There is no age limit for renewing your HDFC ERGO policy. You can keep renewing it for life and stay covered.

Plan starting at just @457/Year*

By clicking on You, Agreed to our Privacy Policy & Terms of use & *Disclaimer

Disclaimer : Square Insurance does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.
Avarage Ratting
4.9 / 5 (Based on 210 Reviews)

(Showing Newest 10 reviews)

Write A Review
Health Insurance articles
What are Add-ons in Health Insurance?
Health InsuranceWhat are Add-ons in Health Insurance?

Health insurance add-ons (also called riders) are extra benefits that you can add to your health policy by paying a little more.

What is Niramaya Health Insurance Scheme
Health InsuranceWhat is Niramaya Health Insurance Scheme

The Indian government is working to make healthcare better and improve the lives of its people. One way they do this is by offering health insurance schemes for

What is the Free Look Period in Health Insurance?
Health InsuranceWhat is the Free Look Period in Health Insurance?

Let’s assume you just bought a health insurance plan for your family. At first, it seems like a good deal, but later you realize it doesn’t fulfill your needs.

What is Co-Payment in Health Insurance?
Health InsuranceWhat is Co-Payment in Health Insurance?

When you buy health insurance, you might hear the word co-pay or co-payment. This is the small amount of money you pay from your pocket, and the insurance company covers the rest of the bill.

Pros & Cons of Health Insurance in India - A Complete Guide
Health InsurancePros & Cons of Health Insurance in India - A Complete Guide

Healthcare in India is becoming more expensive every day. A hospital stay or a serious illness can use up all your savings very quickly. This is why having health insurance is so important. It helps protect your money during medical emergencies