HDFC ERGO Health Insurance Benefits

You can save money on your taxes with HDFC ERGO health insurance. The premium you pay is eligible for tax benefits of up to ₹1 lakh under Section 80D. This makes health insurance not just a safety net but also a smart financial choice.

When you renew your policy without making a claim, you get extra benefits like an increased sum insured. You also get free health check-ups within 60 days of renewal, helping you stay on top of your health without extra costs.

HDFC ERGO processes claims super quickly, approving them in just 38 minutes. This ensures you get the financial support you need for medical treatments without worrying about delays.

HDFC ERGO cares about both your physical and mental health. It provides coverage for mental health treatments, ensuring you get the help you need to feel better and live a healthier life.

If you’re in the hospital for more than 10 days, HDFC ERGO gives you extra money to help with recovery and daily expenses. This benefit ensures you and your family are financially supported during tough times.

There’s no age limit for renewing your policy, meaning you can keep it for life. This guarantees you always have access to medical care whenever you need it, even as you grow older.

For every year you don’t make a claim, your sum insured increases by 50% at no extra cost. This gives you more coverage and ensures better financial support if you ever need it in the future.