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  5. Bharti AXA
  6. Third Party

Bharti AXA Third Party Bike Insurance

Bharti AXA Third Party Bike Insurance is a basic and required bike insurance in India. By law, every bike rider must have this insurance to ride legally on the road. This insurance pays for losses if your bike causes injury, death, or damage to someone else or their property. It also gives legal help if a third person makes a claim against you. However, it does not cover damage to your own bike. Bharti AXA third-party bike insurance is low in cost and good for riders who want to follow the law at a lower price. It offers trusted support and peace of mind while riding.

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Key Features of Bharti AXA Third-Party Bike Insurance

Here are the main features of Bharti AXA Third-Party Bike Insurance:

  • 01

    Legally Required Insurance

    This insurance is required by law in India. Every bike owner must have it.

  • 02

    Covers Injury or Death of Others

    Pays money if your bike causes injury or death to another person.

  • 03

    Covers Damage to Others' Property

    Pays for damage to someone else's vehicle or property caused by your bike.

  • 04

    Low-Cost Premium

    The price is low and fixed by IRDAI, so it is affordable.

  • 05

    Easy to Buy and Renew

    You can buy or renew this insurance easily, online or offline.

  • 06

    Legal Protection

    Helps pay legal costs if someone files a case against you.

  • 07

    Best for Basic Cover

    Good for riders who only want legal cover at a low price.

Inclusions and Exclusions of Bharti AXA Third-Party Bike Insurance

 

What Does It Cover?

  • Injury to Another Person

    Pays for medical costs and compensation if someone gets injured because of your bike.

  • Death of Another Person

    Gives financial help if your bike causes the accidental death of someone.

  • Damage to Someone Else's Property

    Pays for damage to another person's vehicle or property.

  • Legal Costs

    Covers legal expenses if a third person files a case against you.

What Does It Not Cover?

  • Damage to Your Own Bike

    Does not pay for the repair or replacement of your bike.

  • Injury to the Owner-Driver

    Does not cover injuries to the bike owner unless extra personal accident cover is taken.

  • Theft of the Bike

    Does not cover loss if your bike is stolen.

  • Natural or Man-Made Disasters

    Does not cover damage caused by fire, floods, earthquakes, or riots.

  • Drunk or Illegal Riding

    No cover if the rider was drunk or riding illegally.

  • Riding Without a Valid License

    Claims are not accepted if the rider does not have a valid driver's license.

  • Wrong Use of the Bike

    No cover if the bike is used for business or illegal work.

  • Mechanical or Electrical Problems

    Normal wear and tear or breakdowns are not covered.

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Why Bharti AXA Third-Party Bike Insurance Is Important?

Here are some main benefits of Bharti AXA Third-Party Bike Insurance:

  • It is required by law

    This insurance is needed by Indian law. It helps you ride your bike legally and avoid fines.

  • It protects from big money loss

    If your bike causes injury, death, or damage to someone else's property, this insurance pays for the costs. It saves you from losing a lot of money.

  • It covers legal costs

    The policy pays for legal and court fees if someone makes a claim after an accident.

  • You can ride your bike peacefully

    Knowing you are protected from third-party risks helps you feel safe and confident while riding.

FAQs

Yes, it is required by law for every bike owner in India.

It covers injury or death of other people and damage to their property caused by your bike.

Yes, you can buy Bharti AXA Third Party Bike Insurance online easily.

This insurance helps pay for legal costs related to third-party claims.

You can make a claim by contacting Bharti AXA customer care or through their website.

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