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Bharti AXAThird PartyComprehensiveStandalone Own DamageZero DepreciationClaimRenewalPolicy DownloadCustomer Care

Key Features of Bharti AXA Third-Party Bike Insurance

Here are the main features of Bharti AXA Third-Party Bike Insurance:

  • 01

    Legally Required Insurance

    This insurance is required by law in India. Every bike owner must have it.

  • 02

    Covers Injury or Death of Others

    Pays money if your bike causes injury or death to another person.

  • 03

    Covers Damage to Others' Property

    Pays for damage to someone else's vehicle or property caused by your bike.

  • 04

    Low-Cost Premium

    The price is low and fixed by IRDAI, so it is affordable.

  • 05

    Easy to Buy and Renew

    You can buy or renew this insurance easily, online or offline.

  • 06

    Legal Protection

    Helps pay legal costs if someone files a case against you.

  • 07

    Best for Basic Cover

    Good for riders who only want legal cover at a low price.

Inclusions and Exclusions of Bharti AXA Third-Party Bike Insurance

 

What Does It Cover?

  • Injury to Another Person

    Pays for medical costs and compensation if someone gets injured because of your bike.

  • Death of Another Person

    Gives financial help if your bike causes the accidental death of someone.

  • Damage to Someone Else's Property

    Pays for damage to another person's vehicle or property.

  • Legal Costs

    Covers legal expenses if a third person files a case against you.

What Does It Not Cover?

  • Damage to Your Own Bike

    Does not pay for the repair or replacement of your bike.

  • Injury to the Owner-Driver

    Does not cover injuries to the bike owner unless extra personal accident cover is taken.

  • Theft of the Bike

    Does not cover loss if your bike is stolen.

  • Natural or Man-Made Disasters

    Does not cover damage caused by fire, floods, earthquakes, or riots.

  • Drunk or Illegal Riding

    No cover if the rider was drunk or riding illegally.

  • Riding Without a Valid License

    Claims are not accepted if the rider does not have a valid driver's license.

  • Wrong Use of the Bike

    No cover if the bike is used for business or illegal work.

  • Mechanical or Electrical Problems

    Normal wear and tear or breakdowns are not covered.

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Why Bharti AXA Third-Party Bike Insurance Is Important?

Here are some main benefits of Bharti AXA Third-Party Bike Insurance:

  • It is required by law

    This insurance is needed by Indian law. It helps you ride your bike legally and avoid fines.

  • It protects from big money loss

    If your bike causes injury, death, or damage to someone else's property, this insurance pays for the costs. It saves you from losing a lot of money.

  • It covers legal costs

    The policy pays for legal and court fees if someone makes a claim after an accident.

  • You can ride your bike peacefully

    Knowing you are protected from third-party risks helps you feel safe and confident while riding.

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