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Bajaj Comprehensive Car Insurance
Comprehensive car insurance is a policy that covers damages to your own vehicle as well as third-party liabilities. It protects your car from accidents, theft, fire, natural disasters, and man-made incidents, along with third-party losses.
Unlike a third-party-only policy, comprehensive insurance provides complete safety for you, your passengers, and your car. It can also be customised with add-on covers for better protection. Bajaj Comprehensive Car Insurance offers a wide range of coverage, combining third-party and own-damage protection. It is a great choice for new, costly, or frequently-used cars, ensuring financial security in unexpected situations.
Key Features of Bajaj Comprehensive Car Insurance
Here are some of the main features:
- 01
Covers Own and Third-Party Damages
Protects your car and also any damage caused to another person or their property.
- 02
Protection Against Multiple Risks
Covers accidents, theft, fire, riots, vandalism, and natural disasters like floods and storms.
- 03
Personal Accident Cover
Offers compulsory PA cover for the owner-driver for financial support in case of injury or death.
- 04
Add-On Covers Available
Options like Zero Depreciation, Roadside Assistance, Engine Protection, Consumables Cover, and more.
- 05
Cashless Repairs at Network Garages
Quick and hassle-free service at thousands of authorized garages across India.
- 06
Simple Claim Process
Easy claim filing through online mode with fast settlement support.
- 07
Transit Damage Cover
Covers damage while transporting your vehicle by road, rail, or air.
- 08
NCB Benefit and Transfer
Get a No Claim Bonus for claim-free years and even transfer it from another insurer.
- 09
Complete Financial Safety
Comprehensive car insurance saves you from major repair bills in case of serious damage.
Motor Insurance Plans By Bajaj Allianz
What Does Bajaj Comprehensive Car Insurance Cover and Not Cover?
What it Covers
These damages and losses are included:
Damage to third-party vehicles and injury to third-party persons
Damage to your own car due to accidents or collisions
Loss due to theft or burglary
Natural calamities like fire, flood, storm, and earthquake
Man-made risks such as strikes, riots, or vandalism
Personal Accident Cover for owner-driver
What Does it not Cover
These are generally excluded:
Driving without a valid driver's license
Accidents while under the influence of alcohol or drugs
Damage outside the policy coverage area (outside India)
Normal wear and tear or mechanical/electrical breakdown
Damage from racing, illegal activities, or misuse
Using a private car for commercial purposes
Claims after the policy has expired
Why is Bajaj Comprehensive Car Insurance Important?
Bajaj Comprehensive Insurance is important because it offers complete safety and financial protection for your vehicle:Protects your car and third parties in case of accidental damage.
Saves big expenses on repairs, medical costs, and liability payments.
Covers theft, natural disasters, and fire, keeping you stress-free.
Extra protection through add-ons like Zero Depreciation and Roadside Assistance.
Cashless repair support at network garages across India.
Peace of mind while driving without worrying about sudden expenses.
FAQs
It is a complete insurance policy that covers damage to your own car as well as third-party liabilities, along with protection against theft, fire, and natural disasters.
Yes, it includes a Personal Accident Cover for the owner-driver as per IRDAI rules. Additional covers for passengers can be added.
Yes, you can enhance your coverage with add-ons like Zero Depreciation, Roadside Assistance, Engine Protection, and more.
In case of theft, the insurance company will compensate you according to the policy terms and the insured declared value (IDV).
Yes, Bajaj allows cashless repairs at its wide network of authorized garages across India.
Yes, you can transfer your NCB from another insurer when you switch to Bajaj, as long as no claim was made in the previous policy year.