Atul is a salaried employee working in an IT company. Every month, a part of his salary is deposited into his Provident Fund (PF) account. This amount actually acts as savings for the future after retirement. One day, he decided to check his PF balance but got confused about the process.
Like Atul, many employees want to track their PF savings but are unsure of the process. The good thing is that employees can easily check their PF balance online or offline using different methods.
In this blog, we will understand how to check the PF balance step by step using both online and offline methods.
Different Ways for EPF Balance Check
There are multiple ways to check the EPF balance through the EPFO portal. Let's learn about each in detail.
1 Through the EPFO Portal
On the Official EPFO portal, you can check employee contribution, employer contribution, and pension details. Follow the given steps for the same:
- 1.Visit the EPFO passbook portal.
- 2.Enter your UAN, password, and captcha code.
- 3.Select your Member ID.
- 4.Click on "View Passbook".
Note: You can also download the passbook from the "Download as PDF" option.
2 Through the UMANG App
You can also check PF balance online using the UMANG app through the given steps:
- 1.Download the UMANG app.
- 2.Open the app and go to the Services section.
- 3.Then click on the "Social Security" option. Now, finally, on EPFO.
- 4.Tap on "View Passbook" under Employee Services.
- 5.Enter your UAN and verify using OTP.
- 6.Select your Member ID.
- 7.Your EPF passbook and balance details will appear on the screen.
3 Through Missed Call
You can also just give a missed call through your number to check the EPF balance:
- 1.Use your registered mobile number linked with UAN.
- 2.Give a missed call to 9966044425.
- 3.The call will disconnect automatically after a few rings.
- 4.You will receive an SMS containing your PF balance and recent contribution details.
4 Through SMS
SMS service is also available to check the PF balance:
- 1.Open the messaging app on your phone.
- 2.Type: EPFOHO UAN ENG
- 3.Send the SMS to 7738299899.
- 4.You will receive your PF balance details through SMS.
- 4.You can replace "ENG" with your preferred language code, like HIN, TAM, TEL, MAR, etc.
Popular Codes for Languages
| Language | Code |
|---|---|
| Tamil | TAM |
| English | ENG |
| Gujarati | GUJ |
| Bengali | BEN |
| Hindi | HIN |
| Kannada | KAN |
| Punjabi | PUN |
| Malayalam | MAL |
| Marathi | MAR |
| Telugu | TEL |
Benefits of PF Balance Check Online & Offline
Here are some of the benefits of checking your PF balance:
- Easy Access Employees can check their PF balance anytime using their mobile phone or computer. They can also download their EPF passbook online to check monthly deposits, withdrawals, and interest earned.
- Track PF Contributions It helps users to verify whether both employee and employer contributions are being deposited regularly into the PF account.
- Financial Planning Employees can plan their savings, retirement goals, and emergency expenses more effectively just by having a track of their PF balance.
- Saves Time Online methods reduce dependence on visiting EPFO offices or waiting for physical account statements.
- Detects Errors The regular checking of PF balance identifies issues such as missing contributions, incorrect details, or inactive accounts at an early stage.
Common Problems While Checking PF Balance
Here are some of the common problems that can be faced while checking your PF balance:
- UAN Not Activated: Always remember that the PF services will not work without an activated UAN.
- Unregistered Mobile Number: For SMS and missed call services, a registered mobile number linked with UAN is required.
- Incorrect KYC Details: Any kind of mismatch in Aadhaar, PAN, or bank details can cause verification issues.
- Unavailable Passbook: This happens due to recent UAN activation or some delay in EPFO update.
- Exempted Company Accounts: If your organisation is not qualified for EPF savings, then you will not see the passbook on the EPFO portal.
- Inactive EPF Account: Long duration without contributions can make the EPF account inactive.
Tips to Check EPF Balance Smoothly
You should follow the given tips to keep your PF account updated and check the balance smoothly:
- Activate your UAN on the EPFO portal.
- Link your Aadhaar, PAN, and bank account with your UAN.
- Keep your registered mobile number active and updated.
- Regularly check your PF balance and passbook.
- Inform your employer about any changes in personal details.
- Update KYC details to avoid verification issues.
- Transfer old PF accounts when changing jobs.
Conclusion
To conclude, the steps to check the PF balance are simple and convenient for every employee. With it, the whole experience of employees gets simplified in order to track the savings amount.
Whether through the EPFO portal, UMANG app, SMS, or missed call service, employees can easily stay updated about their PF account anytime. It helps you to plan your finances better as a salaried employee, monitor the contributions, and also ensure employer deposits.
FAQs
Employees can check their PF balance online through the EPFO portal, UMANG app, missed call service, or SMS facility. To access the balance online, the UAN must be activated and linked with the registered mobile number.
Employees should check the PF account balance regularly to track monthly contributions, verify employer deposits, and stay updated about their retirement savings.
To check the PF balance online, employees usually need an active UAN, password, and a mobile number linked with the EPF account.
Yes, employees can easily check their PF balance using a mobile phone through the UMANG app, EPFO portal, SMS service, or missed call facility.
No, employees generally need an active Universal Account Number (UAN) to check their PF balance online through the EPFO portal or UMANG app. The UAN should also be linked with the registered mobile number.
