LIC Health Insurance Plans For Family

Why Choose LIC Family Health Insurance?

LIC is one of India's most trusted insurers with decades of experience. It offers dependable, family-focused health insurance plans tailored to your needs. Let’s understand it elaborately:

1. Trust of Millions of Policyholders

With over 290 million policyholders in previous years, LIC has earned the confidence of Indian families through consistent service and reliability. It continues to be a trusted name in the insurance sector and offers a wide range of plans to meet the needs of every stage of life.

2. Affordable Premiums with Reliable Benefits

LIC offers insurance with low-cost premiums and trusted health benefits. It has made buying good healthcare plans affordable for the average Indian family. It helps families to get medical care without worrying too much about high costs.

3. Strong Network and Long-standing Reputation

LIC has many offices, agents, and customer support centers, so it’s easy to get help when you need it. Because of its long and trusted history, LIC is a reliable choice for health and life insurance. It has a strong reputation and presence that make it a trusted choice to protect your family’s health.

LIC's Best Health Insurance Plan

Here are some of the LIC Health Insurance plans for the family that you can consider for purchasing:

1. LIC’s Arogya Rakshak

LIC’s Arogya Rakshak is a health insurance plan that offers fixed benefits for specific health problems. It gives timely financial support during medical emergencies, helping you and your family stay financially secure in tough times.

Here are some benefits of this LIC family health plan:

• Choose the benefit amount that suits your needs.
• Flexible options for paying premiums.
• Financial support during hospitalization or surgery.
• Get a fixed payout, no matter what the actual medical bill is.
• Health cover increases automatically over time, and if no claims are made.
• If the main policyholder dies, other family members don’t have to pay the premium.
• If any insured person has a major surgery, no need to pay the premium for 1 year.

2. Health Plus Plan

LIC's Health Plus is a long-term health insurance plan that covers the entire family, including husband, wife, and children. It also provides hospital cash and major surgical benefits. It also includes an investment (ULIP) component to help cover home treatment expenses.

Some of the features and inclusions of the Health Plus Plan are as follows:

• Lump sum payout for listed major surgeries.
• Covers home treatment costs up to 50% of the policy fund.
• No life cover; policy adjusts on the insured's death.
• Daily cash is paid during hospitalization due to injury or illness
• 100% payout for major brain and lung surgeries like craniotomy and lung transplant.
• 40–60% payout for procedures like lobectomy, pleurectomy, or fluid drainage.

3. LIC's Jeevan Arogya

LIC's Jeevan Arogya is a special LIC health insurance plan that gives you protection against certain medical conditions. It offers timely financial support during health emergencies, helping you and your family stay financially stable during tough times.

Here are some of its benefits that you should know before buying the plan:

• Get a fixed daily amount during hospitalization.
• Receive a lump sum for listed major surgeries.
• You can also get a day-care benefit.
• Support for other necessary surgeries.
• Help with ambulance costs during emergencies up to ? 1000.
• No need to pay future premiums after certain major surgeries.
• Continued coverage even after using some benefits.

Conclusion

In conclusion, with rising medical expenses, having a reliable health insurance plan is more important than ever. LIC’s family health plans offer comprehensive coverage, flexibility, and the trusted support of a well-established brand.

By choosing an LIC health insurance plan, you're investing in your family's health and future, ensuring peace of mind during unexpected medical situations. In case you want any expert guidance, feel free to connect with our customer care support service.