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When you buy any LIC policy, it is important to check its status regularly to stay updated. In our day to day life, sometimes it is easy to forget premium payments or even miss the grace period. To avoid this, it is a good idea to check your policy regularly and stay on top of upcoming payments.
In previous times, you need to visit the LIC office or contact an agent to know your policy status. But now you can easily check it with online services offered by LIC in just a few clicks.
LIC also offers mobile services, so you can quickly check your policy and premium payment status. So in this blog, let’s know how to check your LIC policy status online in simple ways.
How to Check LIC Policy Status? (For a New User)
If you are new user and don’t have an account on the LIC website, here is how you can register and check your LIC policy details:
- Step 1: Go to the official LIC website and click on ‘Customer Portal’ under the ‘log in’ menu.
- Step 2: Click on ‘Don’t have an account? Sign up and fill in the details asked.
- Step 3: Now, mention your policy number, date of birth (DOB), installment amount, gender, email, and mobile number.
- Step 4: Click on proceed. Now check your SMS or email for a verification link.
- Step 5: Click the link to verify your email and mobile number. Choose a password to finish the registration.
Documents Needed to Check LIC Policy Details as a New User
Here are some important documents that you need to check policy details as a new user:
- Policy Number: You must have a valid LIC policy in your name.
- Installment Premium: Enter the amount of premium you have paid (without service tax).
- Date of Birth: Write your date of birth in this format: DD/MM/YYYY.
- Mobile Number: Give a valid mobile number to get alerts like premium payment reminders and policy updates.
- Email ID: Provide an active email address to receive important messages.
These details help you check your LIC policy easily.
How to Check LIC Policy Status Online? (For Registered Users)
If you have already made an account on the LIC website, you can easily see your LIC policy details online. You can check things like your premium payment, bonuses, and other details. Just follow the simple steps below:
- Step 1: Go to the official LIC website.
- Step 2: On the homepage, click on the "Customer Services" tab.
- Step 3: Now you have to click on "LIC Policy Status".
- Step 4: A new page will open. Log in using your username and password.
- Step 5: Now the login screen and the list of your LIC policies appear on the screen.
- Step 6: Click on the policy number to see its details. If a policy is not showing, click on "Enroll Policy" to add it.
- Step 7: Once added, you can click on the policy number to see full details, like:
- Policy name
- Policy term
- Table number
- Next premium due date
- Sum assured and other information
How to Check LIC Policy Details Without Registration?
You can check your LIC policy details even if you don’t have an online account. Just send an SMS from your mobile to 56767877.
1 Send SMS to Check LIC Policy Information
Send an SMS in the format shown below:
- To know the premium amount: Type ASKLIC
PREMIUM and send to 56767877 - To know the bonus amount: Type ASKLIC
BONUS and send to 56767877 - To check revival amount (if policy has lapsed): Type ASKLIC
REVIVAL and send to 56767877 - To know the loan amount available: Type ASKLIC
LOAN and send to 56767877 - To check nominee details: Type ASKLIC
NOM and send to 56767877
2 Send SMS to Check LIC Pension Policy Status
If you have a LIC pension policy, send these SMS formats:
- To check policy status: Type ASKLIC
STAT and send to 56767877 - To check if the existence certificate is due: Type ASKLIC
ECDUE and send to 56767877 - To see the last annuity payment date: Type ASKLIC
ANNPD and send to 56767877 - To know annuity amount: Type ASKLIC
AMOUNT and send to 56767877 - To check if the cheque was returned: Type ASKLIC
CHQRET and send to 56767877
Benefits of Checking LIC Policy Status Regularly?
Checking your policy regularly is very important. A LIC policy protects you and your family, but you must keep track of it to get the best benefits. Here are some simple benefits of checking your LIC policy status on regular basis:
1 To Help in Knowing Your Policy Details:
By checking your policy status, you can see important information like when your premium is due, when your policy will mature, how long the policy will run, and how much money is covered. This helps you plan your money better and pay your premiums on time.
2 To Stay Updated with Your Policy:
If you miss paying your premium, your policy may stop (lapse). This means you lose all the benefits. Checking your policy status helps you remember the due date and avoid missing any payments.
3 To Make Changes to Your Policy:
If you want to change something in your policy, such as the amount covered or the policy term, you need to know your current policy status. Checking it helps you decide what changes you can make.
4 To Track the Policy Performance:
You can also see how much return (bonus or profit) your policy is giving. This helps you know if your policy is working well for you or if you need to take action.
Conclusion
Checking your LIC policy status is both simple and important. Whether you're a registered user or not, you may easily remain up to date with the LIC website, mobile app, or SMS. Regularly tracking your insurance allows you to avoid missed payments, keep your policy active, and better understand your advantages. So, take a few minutes every now and then to check your LIC policy status; it's quick, simple, and helps secure your future.
FAQs
It shows the current details of your LIC policy, like payment status, next due date, and bonuses.
You can visit the official LIC website, log in with your username and password, and view your policy details.
Yes, just send an SMS in the format ASKLIC PREMIUM to 56767877 from your mobile.
You need your policy number, date of birth, premium amount, mobile number, and email ID.
Yes, checking policy status online is free. SMS charges may apply as per your mobile plan.
It helps you avoid missing payments, keep your policy active, and know your policy benefits and bonuses.
By clicking on You, Agreed to our Privacy Policy & Terms of use *Disclaimer
- 5.5 CoreRegistered Consumers
- 50+Insurance Partners
- 3.4 CorePolicies Sold
