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Buying car insurance is only the first step. You have to keep track of its renewal and premium payments to avoid any stress in the future. And to keep track of your policy's validity, it is important to check car insurance online.
This simple habit can help you to avoid unwanted stress and fines while driving on the road. Also, it will provide financial and legal coverage without any interruption. It is good to monitor important details like the policy validity, renewal date, or premium payment status.
In this blog, we will explain the simple steps to check vehicle insurance status online.
Does Car Insurance Get Expired?
Yes, most car insurance policies are valid for one year. However, when you buy a new car, you must purchase long-term third-party insurance for at least three years.
After expiration, renewal is important. If you miss the renewal date, your policy will expire, and your car will remain uninsured. Some insurers may offer a short grace period to renew the policy and retain certain benefits like the No Claim Bonus.
However, coverage is generally not active during the grace period. So, check car insurance online to avoid such happenings.
Different Ways to Check Car Insurance Status Online
There are many ways through which any policyholder can check the car insurance status easily. Let's understand each of them one by one.
1 Parivahan Website
Visit Parivahan Sewa Click Know Your Vehicle Details Enter Vehicle Number Fill Captcha Click Search Vehicle View Insurance Status
Steps to check car insurance online through the Parivahan website are as follows:
- 1 Visit the Parivahan Sewa website.
- 2 Click on the informational services section from the top bar.
- 3 Then, click on the “Know Your Vehicle Details” option.
- 4 Log in by entering your vehicle registration number.
- 5 Now, fill in the captcha code shown on the screen.
- 6 Finally, click on the “Search Vehicle” icon to check your vehicle status.
Note: Steps are the same for Parivahan and Vahan portals.
2 Through the mParivahan App
Download mParivahan Login with Mobile Number Tap RC Enter Vehicle Number Click Search View Policy Details
This app is an initiative taken by MORTH (Ministry of Road Transport and Highways) as an alternative to the Parivahan/Vahan website. To check vehicle insurance online, follow these steps:
- 1 Start by downloading the mParivahan app from the Play Store or App Store.
- 2 Open the app and sign in with your mobile number.
- 3 Tap on the RC (Registration Certificate) option.
- 4 Enter your vehicle registration number or driving licence details.
- 5 Click on the “Search” option to check your policy details.
3 Square Insurance Official Website
Visit Square Go to Car Insurance Section Enter Vehicle / Policy Details Login View Policy Status
Square Insurance also provides the option to check your policy status by logging in. Here you can view policy details easily.
- 1 Visit the Square Insurance website.
- 2 Go to the car insurance section.
- 3 Enter your car registration number or policy details.
- 4 Log in or proceed with the required details.
- 5 You can then view or download your policy details.
4 Through the Insurer's Website
Open Insurer Website Go to Motor Insurance Section Enter Policy / Vehicle Details Click Check Policy Status View Insurance Details
It is also very simple to check car insurance online through the insurer’s website. Here are the steps for the same:
- 1 Start by opening the official website of your insurer.
- 2 Then, go to the motor insurance or policy status section.
- 3 Now, enter details such as your policy number, vehicle number, or registered mobile number.
- 4 Finally, click on the “Check Policy Status” icon.
Other Ways to Check Car Insurance Status
Apart from online methods, you can also check your car insurance status through the following ways:
1 Scan QR Code
IRDAI (Insurance Regulatory and Development Authority of India) has made it mandatory for insurers to include a QR code on every policy. You can scan it to view your insurance details, including validity and due date.
2 Check Policy Document Details
You can check details like the policy number and validity period through your policy document too.
3 Call Customer Service
To check the status, contact your insurance company's customer support by providing vehicle or policy details.
4 Contact Your Insurance Agent
You can ask your insurance agent to check and confirm your policy's validity.
Why is it Good to Check Vehicle Insurance Status?
There are many benefits of checking the insurance status of a vehicle. Here are some of them:
- Timely Renewal: It helps you know the expiry date of your policy so that you can renew it on time.
- Legal driving on the Road: In India, having at least third-party car insurance is mandatory as per the Motor Vehicles Act.
- Prevent Unexpected Expenses: If your policy has expired, you may have to bear repair or damage costs yourself. By checking, you can renew the policy on time and save yourself from unexpected expenses.
- Unbreakable Coverage: By checking the status, you can make sure your vehicle is always protected against accidents, theft, or damage.
Tips to Consider to Check Vehicle Insurance Status
- You need your vehicle registration number to check the insurance status.
- Check on reliable sites like Parivahan Sewa, Square Insurance, or your insurer's website.
- Always look at the policy expiry date and coverage details.
- Verify your insurance status before the policy expires.
What to Do If Your Car Insurance Has Expired?
If you find that your car insurance has expired, here are some simple things to follow:
- Do not panic, you can still renew your policy.
- Avoid driving the car without insurance as it is illegal and risky.
- Check your policy details to confirm the expiry date and coverage details.
- Reach out to your insurance company to know the renewal options.
- Keep reminders on your phone or email so you do not miss the renewal date again.
Conclusion
Renewal of car insurance is as important as purchasing it. To keep your policy valid, it is important to check car insurance online and keep track of its active coverage.
By checking it regularly, you can avoid policy expiry and make sure your vehicle always stays insured. You can easily check the status through online portals, mobile apps, or your insurer's website.
Regular checks also help you stay updated about your policy details and renewal date. This way, you can enjoy continuous protection and drive with peace of mind.
FAQs
You can check car insurance status online by visiting platforms like Parivahan, the insurer’s website, or insurance apps. Simply, enter your vehicle registration number or policy details to view your policy status.
Yes, you can check car insurance online using your vehicle registration number. Many websites allow you to enter the vehicle number to see the insurance status and validity.
Checking car insurance online helps you know whether your policy is active or expired. It also helps you remember the renewal date and keep your vehicle legally insured.
Yes, you can check vehicle insurance status offline by referring to your policy document, contacting the insurer’s customer support, or visiting their office.
Usually, you need your vehicle registration number, policy number, or registered mobile number to check car insurance status online.
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