Star Health Insurance Benefits

If you don't use your insurance in a year, the amount of your coverage is increased free of cost. If your sum insured is ₹5 lakh or less, you get 50% additional coverage every year. If your sum insured is ₹7.5 lakh or more, you get twice your coverage every year. This way, you can avail more protection without paying more.

When you buy health insurance, you can save money on taxes. The Indian government allows tax benefits under Section 80D of the Income Tax Act. You get these benefits even if you buy the policy for a family member. This means you not only protect your health but also reduce your tax burden.

You don’t need to pay for your insurance in one big amount. Star Health allows you to pay in small parts every 3 months, 6 months, 1 year, or even every 2-3 years. This makes it easier for you to manage your budget and keep your health plan active without financial stress.

If you are diagnosed with a serious illness, such as cancer, stroke, or heart disease, Star Health gives you a large amount of money at once. This can help cover expensive treatments and hospital bills. However, you must wait 90 days after buying the policy before claiming this benefit.

If you follow a healthy lifestyle, Star Health rewards you with discounts and bonus points. These can be used when renewing your policy. You can get up to 20% off on renewal and no limit on hospital room rent if your sum insured is ₹10 lakh or more. This encourages people to stay healthy and save money.