SBI Bike Insurance Claim

Documents Needed for SBI Bike Insurance Claim

• You need the following documents to settle your bike insurance claim:A filled and signed claim formCopy of your bike insurance policyDriving license at the time of the accidentSelf-attested copy of the bike’s Registration Certificate (RC)Original repair estimate, bill, and payment receipt (for non-cashless claims)Original repair invoice (for cashless claims)

How to Make an SBI Cashless Bike Insurance Claim?

• SBI General Insurance has made the claim process simple and easy. Follow these steps:Step 1: Inform SBI General InsuranceTell SBI immediately after an accident, theft, or damage to your bike. Call 1800-102-1111 within 24 hours. You can also send an SMS “CLAIM” to 561612 or email customer.care@sbigeneral.in.Step 2: Register Your Claim An SBI representative will contact you within 24 hours. You need to share these details:Policy numberDate and time of the accidentShort details of the damage or lossLocation where the bike can be checkedDriver’s name, contact number, and driving license detailsYour contact detailsStep 3: Damage Check (Survey)SBI will send a surveyor to check the bike damage. Give the filled claim form, policy papers, and required proof to the surveyor.Step 4: Claim Settlement After approval, SBI pays the repair cost directly to the network garage. Some amount may be reduced because of deductibles and depreciation.

How to Make an SBI Reimbursement Bike Insurance Claim?

• You can choose this option if you repair your bike at a non-network garage.Step 1: Contact SBI Call 1800-102-1111 and inform SBI about the accident or theft as soon as possible.Step 2: Register the Claim An SBI executive will call you back. Share your policy number and accident details. You will receive a claim reference number.Step 3: Damage Check (Survey) A surveyor checks your bike before repair and estimates the repair cost. Submit the filled claim form and required documents.Step 4: Repair and Get Money Back After approval, repair your bike at the garage of your choice. Submit repair bills, receipts, and policy documents to SBI. SBI checks everything and then pays the claim amount after deductions.

Why Your SBI Bike Insurance Claim Can Be Rejected?

• Sometimes, your bike insurance claim may not be approved. Here are some common reasons:Riding without a valid driver's licenseRiding after drinking alcohol or taking drugsInforming the insurance company too late about the accidentNot giving all the required details or documentsMaking a fake or false claimGiving wrong or misleading informationCareless or unsafe riding