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SBI Bike Insurance Claim
SBI General Insurance has a high claim settlement ratio of 87.67% in the year 2023–2024. This means it has successfully settled many claims and is a trusted insurance company. The company has made the bike insurance claim process simple and digital. You can file and track your claim online. SBI also has a helpful support team to guide policyholders at every step.
Documents Needed for SBI Bike Insurance Claim
You need the following documents to settle your bike insurance claim:A filled and signed claim formCopy of your bike insurance policyDriving license at the time of the accidentSelf-attested copy of the bike’s Registration Certificate (RC)Original repair estimate, bill, and payment receipt (for non-cashless claims)Original repair invoice (for cashless claims)
SBI General Insurance has made the claim process simple and easy. Follow these steps:Step 1: Inform SBI General InsuranceTell SBI immediately after an accident, theft, or damage to your bike. Call 1800-102-1111 within 24 hours. You can also send an SMS “CLAIM” to 561612 or email customer.care@sbigeneral.in.Step 2: Register Your Claim An SBI representative will contact you within 24 hours. You need to share these details:Policy numberDate and time of the accidentShort details of the damage or lossLocation where the bike can be checkedDriver’s name, contact number, and driving license detailsYour contact detailsStep 3: Damage Check (Survey)SBI will send a surveyor to check the bike damage. Give the filled claim form, policy papers, and required proof to the surveyor.Step 4: Claim Settlement After approval, SBI pays the repair cost directly to the network garage. Some amount may be reduced because of deductibles and depreciation.
You can choose this option if you repair your bike at a non-network garage.Step 1: Contact SBI Call 1800-102-1111 and inform SBI about the accident or theft as soon as possible.Step 2: Register the Claim An SBI executive will call you back. Share your policy number and accident details. You will receive a claim reference number.Step 3: Damage Check (Survey) A surveyor checks your bike before repair and estimates the repair cost. Submit the filled claim form and required documents.Step 4: Repair and Get Money Back After approval, repair your bike at the garage of your choice. Submit repair bills, receipts, and policy documents to SBI. SBI checks everything and then pays the claim amount after deductions.
Sometimes, your bike insurance claim may not be approved. Here are some common reasons:Riding without a valid driver's licenseRiding after drinking alcohol or taking drugsInforming the insurance company too late about the accidentNot giving all the required details or documentsMaking a fake or false claimGiving wrong or misleading informationCareless or unsafe riding
How to Make an SBI Cashless Bike Insurance Claim?
How to Make an SBI Reimbursement Bike Insurance Claim?
Why Your SBI Bike Insurance Claim Can Be Rejected?
Bike Insurance Plans By SBI
FAQs
It is a request you make to SBI to pay for damage, theft, or loss of your bike.
You should inform SBI within 24 hours of the accident.
In a cashless claim, SBI pays the repair cost directly to a network garage.
You need the policy copy, claim form, RC copy, driving license, and repair bills.
Yes. Claims can be rejected for reasons like late reporting, wrong details, or illegal riding.
You can track your claim using the claim reference number given by SBI.