United India Comprehensive Bike Insurance Policy

The United India two-wheeler comprehensive insurance policy covers third-party liabilities and damages to your bike as well. Additionally, the policy provides a personal accident cover and is usually referred to as a Package Policy. Having a presence all over India, this insurance company provides 24*7 support to all its customers. Many people choose United India for bike insurance because it provides comprehensive coverage with some useful add-ons like Geographical Extension Cover and protection for CNG or LPG-Bi-Fuel kits, specially made to meet the needs of two-wheelers.

Benefits of United India Comprehensive Two-Wheeler Insurance Policy

The United India comprehensive bike policy offers several key benefits. Some of them are:

  • It offers a simple online policy issuance process.
  • Helps in quick and hassle-free claim settlement.
  • Provides various add-ons for extensive coverage.
  • Gives protection from third-party liability and own damage costs.
  • Gives access to a large network of cashless garages across India for free repair and replacement services.

Inclusion and Exclusion of United India Comprehensive Bike Insurance

1Inclusions:

  • Covers Own Damage: This policy provides protection against damage to your bike from accidents, fire, theft, or natural disasters.
  • Covers Third-Party Liability: It covers legal liabilities in case of injury or damage to third-party property.
  • Covers Personal Accident Cover: The policy can provide compensation for injuries or death of the policyholder in case of an accident.
  • Gives Add-On Covers: They also give options like Geographical Extension, CNG/LPG kit cover, and more for additional protection.

2Exclusions:

  • Wear and Tear: The damages due to normal wear and tear of the bike are not covered.
  • Mechanical or Electrical Breakdown: It also does not include the failures in the bike’s mechanical or electrical parts.
  • Driving Without a Licence: The policy does not include any accident that occurs when the rider doesn't have a valid licence.
  • Drunk Driving: If the claims are made when the rider is under the influence of alcohol or drugs, the policy will not consider this.
  • Outside Geographical Limits: If any damage happened outside the covered geographical area, then it is not entertained in the policy.

FAQs

Yes, you can add more coverage or add-ons during the policy period but after the verification of the request by the insurer.

No Claim Bonus is the discount that you get on premium when during a policy period you don't raise any claims. It rewards safe and claim-free driving.

You can easily renew your bike insurance online by visiting the United India Insurance website or with the help of Square Insurance.

If your policy expires, you’ll need to renew it as soon as possible. Any damages during the expired period will not be covered, and you may lose the No Claim Bonus.

Yes, comprehensive policy covers damages caused to your bike by natural calamities like floods, earthquakes, and storms.

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