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HDFC Ergo Car Insurance
HDFC Ergo is a company created together by HDFC Ltd. and ERGO International AG from the Munich Re Group. They offer various types of general insurance, including insurance for different vehicles. HDFC Ergo focuses on offering new and affordable products and services. They are dedicated to understanding and meeting their customers' needs.
About HDFC Ergo Car Insurance
HDFC Ergo is one of the top car insurance companies in India with a claim settlement ratio of 88.22%. It is a partnership between HDFC Bank and ERGO International. HDFC Ergo car insurance helps protect the car owner from losses due to theft, fire, accidents, or damage to others’ property during an accident. They offer three main types of car insurance: comprehensive, standalone own-damage, and third-party car insurance plans.
Key Features of HDFC Ergo Car Insurance
| Founded in | 2002 |
|---|---|
| Car Insurance Premium | Starting @2,094/year* |
| Cashless Garages | 8700+ all across India |
| Claim Settlement Ratio | 88.22% |
| Customer Care Assistance | 24*7 |
| Personal Accident Cover | Up to Rs. 15 lakhs* |
| Emergency Roadside Assistance | Yes |
| Add-on covers | 8+ Add-on covers available |
| No Claim Bonus | Up to 50% |
Motor Insurance Plans By HDFC ERGO
Benefits of HDFC Ergo Car Insurance
Here are some good reasons to choose HDFC Ergo for your car insurance:
- 01
Affordable Plans
HDFC Ergo car insurance starts at just Rs. 2,094. You get great benefits and coverage at a low price. You can also use a premium calculator to check the exact cost of your insurance.
- 02
Easy to Buy
Getting car insurance with HDFC Ergo is very simple. Just contact their team and follow a few easy steps to complete your purchase.
- 03
Cashless Repairs at Many Garages
HDFC Ergo has 8700+ cashless garages across India. If your car needs repairs, you can get it fixed at these garages without paying up front.
- 04
24/7 Customer Support
If you have any questions about your car insurance or claims, HDFC Ergo’s support team is available anytime to help you.
- 05
Trusted by Millions
More than 1.5 crore people trust HDFC Ergo for their car insurance. You can also join them and enjoy reliable coverage.
- 06
Save More with ‘Pay As You Drive’
HDFC Ergo offers a Pay As You Drive add-on, which helps you save on car insurance costs. You can buy this along with a standalone or comprehensive car insurance plan.
FAQs
HDFC Ergo Car Insurance protects your car from damage caused by accidents, theft, fire, or natural disasters. It also covers third-party damages or injuries.
Comprehensive Car Insurance: This covers almost everything, including your car, others’ property, and natural disasters.Third-Party Car Insurance: Covers damages your car causes to others.Standalone Own Damage Insurance: Covers only your car’s damages, like accidents or theft.
You can buy car insurance easily by contacting HDFC Ergo’s team. They guide you through simple steps to complete your purchase online or offline.
The ‘Pay As You Drive’ add-on lets you save money by paying premiums based on how much you drive. It can be added to a standalone or comprehensive car insurance plan.
Affordable plans start at ₹2,094.8700+ cashless garages for repairs.24/7 customer support.Trusted by over 1.5 crore happy customers.Easy and quick claim process.