ICICI Lombard Car Insurance
ICICI Lombard General Insurance Company was founded in 2001 as a joint venture between Fairfax Financial Holdings Limited, a financial service provider, and ICICI Bank, the second largest bank in India. The company provides a wide range of insurance such as health insurance, motor insurance, life insurance, investment insurance, crop insurance, and liability, and has processed more than 3.6 million claims.
About ICICI Lombard Car Insurance
Car insurance is essential for safety when you need it most. It covers your car in case of accidents, theft, or burglary, which saves your money. If you damage another person's car, your insurance will cover the costs of repairing the damage. ICICI Car Insurance is one of the best car insurance options available in India it offers different kinds of car insurance like stand-alone, comprehensive, and third-party car insurance.
Key Features of ICICI Lombard Car Insurance
| Categories | Features |
|---|---|
| Claim Settlement Ratio | 85.45% |
| Personal Accident Insurance | Up to Rs. 15 Lakhs |
| Network Garages | 12000+ |
| Towing Assistance | (Till 50 kms) |
| Number of Zero Depreciation Claims | 2 |
| Number on Non-Zero Depreciation Claims | Unlimited |
| 6 Months Repair Warranty | Yes |
Types of Car Insurance Offered by ICICI Lombard
Here are the types of car insurance you can get from ICICI Lombard:
1Own Damage (OD)
This plan covers costs if your car gets damaged due to theft, road accidents, fires, riots, natural disasters like earthquakes and cyclones, and other similar events.
2Third-party Liability
This insurance will cover you if your car damages another person's property or if somebody gets injured because of your car. You will be compensated only in case the other person is injured or their property is damaged.
3Comprehensive
This insurance will cover damages to your car and also compensate for damages your car may cause to other people's property. It has a wider coverage and, therefore, widely preferred by most people.
4Pay As You Drive
This is the new option in which you pay your insurance based on how much you drive. You can choose either 5000 km or 7500 km per year. If you exceed this, you can add additional coverage.
Benefits of ICICI Lombard Car Insurance Online
When you buy car insurance from ICICI Lombard online, you can enjoy these advantages:
- Cashless Repairs: You can get your car repaired without paying cash at over 5900 network garages across India.
- Easy Buying Process: It’s simple and effortless to buy insurance online.
- Quick Claims: Filing claims is fast and can be done through the website, app, or call center.
- 24/7 Support: Get help anytime with their round-the-clock customer service.
- No Paperwork: Everything can be completed online, which means no need to handle any physical documents.
FAQs
ICICI Lombard offers several types of car insurance, including Own Damage, Third-party Liability, Comprehensive, and Pay As You Drive insurance.
You can file a claim quickly through the ICICI Lombard website, mobile app, or by calling their customer service center. The process is designed to be fast and straightforward.
ICICI Lombard has over 5900 network garages across India where you can get cashless repairs. This means you don’t have to pay upfront; the insurance company will handle it directly with the garage.
Yes, you can easily buy ICICI Lombard car insurance online. The process is easy, requires no paperwork, and can be completed in just a few steps from your home or office.
If you drive more than the kilometers allotted in your Pay As You Drive plan, you can purchase additional coverage. This allows you to continue enjoying insurance protection without interruption.
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