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Around 4% of the total policies in LIC have lapsed in the last few years. It is always good to check the LIC policy status to avoid such mishaps. To make the checking process easier, LIC started to provide a service to check the LIC policy status without registration. This helps you stay updated and avoid missing premium payments or important updates. With simple options like SMS, phone calls, and WhatsApp, you can easily check your LIC policy status anytime.
To understand the methods in a better way, let's go through the blog till the end.
Methods to Check LIC Policy Status Without Registration
Here are some of the methods that you can use to check LIC policy status without registration:
1 LIC Policy Status by SMS
You can check your LIC policy status without registering online or visiting a branch. You have to use your mobile phone to send a simple SMS. To understand the steps in a better way, just go through the following steps:
- Step 1: Type this message: LICHELP
in your mobile phone. - Step 2: Send it to the 56767877 or 9222492224 phone number.
- Step 3: You will receive an SMS with the details of your LIC policy.
- Step 4: This method is quick, easy, and works on any mobile phone.
For specific purposes, the format differs from the LIC policy status. Some of them are as follows:
| Type of Enquiry | Explanation | SMS Format (send to 56767877) |
|---|---|---|
| Revival Amount | Check the amount needed to revive a lapsed policy (within 5 years) | ASKLIC |
| Nomination Details | Get information about the nominee in your policy | ASKLIC |
| Premium Details | Know your premium amount and payment frequency (monthly/quarterly/etc.) | ASKLIC |
| Loan Amount Available | Find out how much loan you can take on your policy | ASKLIC |
| Bonus Amount | Check the total bonus added to your policy so far | ASKLIC |
| IPP Policy Status | Get the status of your Individual Policy Plan (IPP) | ASKLIC |
| Last Annuity Release Date | Know when the last annuity payment was released | ASKLIC |
| Cheque Return Info | Check if any cheque was returned due to insufficient funds | ASKLIC |
| Existence Certificate Due | Find out if an existence certificate is due (used to confirm the policyholder is alive) | ASKLIC |
| Annuity Amount | Know the amount paid as annuity in regular intervals | ASKLIC |
2 LIC Policy Status by Call
If you want to check your LIC policy status without visiting a branch or going online, there are simple options available. LIC offers easy ways to get policy details through SMS and phone calls, so that policyholders can get easy updates.
Here are some key points to remember:
- You can check your LIC policy status by calling LIC customer care at +91-02268276827.
- The service is available from Monday to Friday, between 8:00 a.m. to 8:00 p.m.
- It offers support in English, Hindi, and 8 regional languages.
- You can also contact LIC zonal offices for help with your policy status.
- This method is useful for those who prefer speaking to a customer support executive.
3 LIC Policy Status by WhatsApp
Anyone who has purchased an insurance plan with LIC can check the status of the policy by using the WhatsApp app. All you have to do is send a “Hi” on the official WhatsApp number (8976862090). You can get support for any service just by selecting the option number followed by the service name. Here are the available services with their number options:
- 1-Pay the premium
- 2-Bonus Information
- 3-Policy Status
- 4-Loan eligibility Quotation
- 5-Loan repayment quotation
- 6-Loan Interest due
- 7-Premium paid certificate
- 8-ULIP - Statement of Units
- 9-Pension [IPP] Details
- 10-Pension [IPP] Credit details
- 11-Claim Due Date
- 12-Claim Paid details
- 13-LIC Service Links
- 14-Opt In/Opt Out Services
- 15-End Conversation
Benefits of the LIC Policy Status Check
Here are some of the benefits of checking the LIC policy status:
1Timely Payment of Premium
By checking your LIC policy status, you can check the due date of your next premium. This helps you to make timely payments and avoid any penalties. It also ensures your policy does not lapse due to missed payments.
2Checking the Details of Policy
You can view all important information like policy term, coverage amount, and bonus details. This helps you stay updated on your policy benefits. It also ensures that all your details are correct and nothing is missed.
3For Further Financial Planning
Knowing your policy’s maturity date, bonus, and loan options helps in future financial planning. You can prepare for big expenses or investments more easily. It gives you a clear picture of what to expect and when.
4Ensure Policy is Active
You can ensure that your policy is still active by regularly checking your policy status. If there is any issue or lapse, you can take quick action. This way, you always stay protected under your LIC policy. It also ensures that you enjoy important benefits linked to your policy.
Conclusion
Checking your policy regularly helps you avoid lapses and stay updated on premium dues, bonuses, and other benefits. LIC has made this easier with options like LIC Policy Status by SMS and LIC Policy Status by Call. These simple and quick methods ensure that you can access your policy details anytime without hassle, keeping your insurance active and your mind at ease.
FAQs
You can send an SMS in the format LICHELP to 9222492224. You will receive a reply with your policy details.
You can call LIC customer care at +91-02268276827. These services are available from 8:00 a.m. to 8:00 p.m., Monday to Friday.
No, you do not need to register online. Both SMS and call services work without registration.
The call service is available in English, Hindi, and eight regional languages.
You can get key information like policy status, premium due, bonus, and loan eligibility. For full details, visit the LIC portal or branch.
Yes, you can send the SMS anytime, and you will receive a reply shortly with your policy information.
By clicking on You, Agreed to our Privacy Policy & Terms of use *Disclaimer
- 5.5 CoreRegistered Consumers
- 50+Insurance Partners
- 3.4 CorePolicies Sold
