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Aditya Birla Health Insurance
Aditya Birla Health Insurance Co. Limited (ABHICL) is a part of Aditya Birla Capital Ltd.. It is a joint venture between the Aditya Birla Group and MMI Holdings from South Africa. The company started its journey in October 2016 to provide health insurance to people across India. Since its start, ABHICL has earned Rs. 2,399 Crore in premiums and provided health insurance coverage to 21 million people. The company operates in over 5,000 cities through its branches and partner offices, making health insurance accessible to many across India. Aditya Birla Health Insurance is committed to ensuring that you and your family are covered with the best health plans for a safer and healthier future.
Key Highlights of Aditya Birla Health Insurance Co Ltd
| Categories | Features |
|---|---|
| Founded In | 201 |
| Claim Settlement Ratio | 94.52% |
| Cashless Hospitals | 11,000 |
| Premium Starting at | ₹447/mont |
| Sum Insured | Up to ₹6 C |
| Pre-Existing Coverage | Covered after 2 yea |
| No. of Plans | 3 |
Health Insurance Plans By Aditya Birla
Key Features of Aditya Birla Health Insurance Policies
Here are the key features of Aditya Birla Health Insurance:Coverage for Pre-Existing Conditions The company covers the necessary treatment for diseases you had before buying the health insurance.No Claim Bonus If you don't make any claims in a year, you get an extra reward in the form of an increased sum assured for the next year.Cashless Hospitalization You don't need to worry about paying cash for treatment at any of the company's network hospitals. If you are treated at one of these hospitals, the company will take care of all the bills directly.No Co-Payment With some plans, you don't need to pay anything when you make a claim. The company covers the full cost of your treatment.Health & Wellness Programs Aditya Birla Health Insurance cares for your well-being. Besides covering your medical expenses, they also help you stay healthy by offering nutrition plans and mental health support from wellness coaches.
Why Should You Buy Aditya Birla Health Insurance Plans?
Here are some simple reasons why you should buy an Aditya Birla Health Insurance plan:Comprehensive Coverage The plans cover a wide range of health conditions and treatments, ensuring that you and your family stay protected in every situation.Dedicated Care Managers When you have Aditya Birla Health Insurance, you get a special Care Manager who will assist you through the entire process, especially when making a claim.Tax Benefits You can save money on your taxes. The premium you pay for your Aditya Birla Health Insurance plan can help you get tax deductions under Section 80D of the Income Tax Act.Binge Refill Benefit from Day 1 With the Aditya Birla Activ Fit plan, you get unlimited coverage. If you use up your sum insured, the company will refill it, up to 100%, from day 1.Wide Network of Hospitals Aditya Birla Health Insurance has a large network of hospitals all over India, so it is not difficult to get cashless hospitalization when required.24x7 Customer Support The company offers a friendly customer support team that is available at your service at any time during the day or night.
Who Can Buy Aditya Birla Health Insurance Plans?
Here are the simple eligibility rules for buying health insurance from Aditya Birla Health Insurance:Children For family plans, children can be covered from 91 days old. For individual plans, children must be at least 5 years old.Adults Adults can buy the plan if they are between 18 and 99 years old, depending on the plan they choose.Family To buy a family floater plan, you need to have a spouse, children, parents, and siblings in your family.Medical Tests Medical tests may be required, depending on the plan you choose.Citizenship You must be a citizen of India to buy the plan.Disclosures You must tell the company if you have any pre-existing conditions or if you smoke.
Documents Needed for Purchasing Aditya Birla Health Insurance Policy
Medical reportsProposal formAge proofPAN/ Aadhar cardPassport size photographIdentity proofAddress proof
How to Buy Aditya Birla Health Insurance Plans?
Follow these simple steps to buy an Aditya Birla health insurance plan:Step 1: Go to Squareinsurance.in and click on the ‘health insurance' icon.Step 2: Select who you want to insure and enter their ages.Step 3: Fill in the required details like name, phone number, city, etc.Step 4: Let us know if you have any past medical conditions.Step 5: Now you'll see different plans to choose from, Pick the Aditya Birla health insurance plan you want to buy.Step 6: Pay the premium amount online.Step 7: The company will then issue your policy.
FAQs
Yes, you can! For family plans, children can be covered from 91 days old. For individual plans, children must be at least 5 years old to get insurance.
Yes! If you choose a hospital from Aditya Birla's network hospitals, you can get cashless treatment. The company will take care of all the hospital bills directly.
Yes! You can buy a health insurance plan if you are between the ages of 18 and 99 years, depending on the plan you select.
Yes! You can save on taxes. The premium you pay for your Aditya Birla Health Insurance is eligible for a tax deduction under Section 80D of the Income Tax Act.