Claim Process of Aditya Birla Health Insurance

Aditya Birla Health Insurance offers both cashless and reimbursement claim options. Here's how the claim process works:

• Claim Process for Cashless Treatment

  Get admitted to a network hospital that accepts cashless claims.Inform Aditya Birla Health Insurance about your emergency hospitalization within 48 hours, or at least 3 days before planned hospitalization.Show your health insurance card and policy number, and provide a valid ID like a PAN card or passport.Fill out the cashless pre-authorization form and submit it to the hospital. The hospital will send the form to the insurer.The insurer will review the details and notify the hospital within 2 business hours. You can also check the status online.If the claim is approved, the insurer will pay the hospital directly after you are discharged.

• Claim Process for Reimbursement Treatment

  Inform the insurer within 48 hours of an emergency hospitalization, or 3 days before planned treatment.Get the treatment and pay the medical bills when you are discharged.Submit all required documents, including the filled reimbursement claim form.The insurer will review all documents and notify you of the decision by call or email.Once approved, the insurer will reimburse the claim amount.