Best Health Insurance Plans
Extensive Plan Choices
Round-the-Clock Claim Support
Dedicated Expert Guidance
Critical Illness Covered By HDFC ERGO Critical Illness Plans
Critical illness plans include the following:Parkinson’s DiseaseStrokeMajor Organ TransplantationCoronary Artery Bypass SurgeryEnd Stage Liver DiseaseHeart Valve ReplacementCancerBenign Brain TumourKidney FailurePrimary Pulmonary Arterial HypertensionAorta Graft SurgeryAlzheimer’s DiseaseMultiple SclerosisParalysisHeart Attack (Myocardial Infarction)
Key Highlights of HDFC ERGO Critical Illness Insurance Plan
| Categories | Specifications |
|---|---|
| Sum insured | Rs 1 Lakh to Rs 50 Lakh |
| Critical illness waiting period | 90 Days |
| Survival period | 15 days/ 30 days |
| Policy tenure | 1 year, 2 years |
| Plan type | Silver, Gold, Platinum |
| Pre-existing disease waiting period | 4 years |
| Pre-policy medical check-ups | May be required |
Eligibility Criteria for Getting HDFC ERGO Critical Illness Insurance Plan
| Parameters | Eligibility Criteria |
|---|---|
| Coverage Type | Individual |
| Minimum Age Entry | Adult - 18 years, Children - 5 years |
| Maximum Entry Age | Adult - 65 years |
Inclusions and Exclusions of HDFC ERGO Critical Illness Insurance Plan
| Inclusions | Exclusions |
|---|---|
| Free look period | Adventure sports injury |
| No medical check-up | Sexually transmitted diseases |
| Lifelong renewability | Self-inflicted injuries or an attempt at suicide |
| Financial security | Pregnancy and related complications |
| Quality medical treatment | Obesity or cosmetic surgery treatment |
Health Insurance Plans By HDFC ERGO
Benefits of HDFC ERGO Critical Illness Insurance Plan
Here are some good reasons to get the HDFC ERGO Critical Illness Insurance plan:
- 01
Covers 15 Critical Illnesses
This insurance plan covers up to 15 serious health issues like strokes, heart attacks, and cancer, depending on the plan you choose.
- 02
One-Time Payment When First Diagnosed
If you are diagnosed with one of the 15 covered critical illnesses for the first time, HDFC ERGO will give you a one-time cash payment.
- 03
Tax Benefits
When you buy this insurance, you can save on taxes for the money you spend on the premium, according to Section 80D of the Income Tax Act.