Best Health Insurance Plans
Extensive Plan Choices
Round-the-Clock Claim Support
Dedicated Expert Guidance
HDFC ERGO Health Insurance
HDFC ERGO General Insurance Company Limited is one of the best health insurance providers. This company started in 2002 as a partnership between India's HDFC Ltd. and ERGO International AG from Germany. These plans provide full medical coverage for individuals, families, and women at good prices.
They also have special plans for critical illnesses, COVID-19, and dengue. Plus, they offer great benefits like the Value Buy benefit, which lets policyholders save up to 50% if they choose a voluntary deductible.
Key Highlights of HDFC Health Insurance Company
| Features | Benefits |
|---|---|
| Claim Settlement Rate | 2 Claims/Minute* |
| Claim Settlement Ratio | 86.90% (2023) |
| Cashless Hospital Network | 16000+ across India |
| Renewal Benefit | Free Health Check-up within 60 Days of Renewal |
| Lives Covered | 1.6 Crore + |
| Claim Approval | Within 38* Minutes |
| Pre & Post Hospitalization | Covers Expenses up to 60 days of admission & 180 days post-disc |
Health Insurance Plans By HDFC ERGO
Who Can Buy the HDFC ERGO Health Insurance Plan?
HDFC ERGO Health Insurance is available to individuals aged 18 and above, with no maximum age limit. You can choose a family plan, which covers:Children From 91 days old to 25 years.Adults From 18 years to 65 years.This makes it a flexible option for both individuals and families looking to secure their health coverage.
Why Should You Choose HDFC ERGO Health Insurance?
Here is why it is a good idea to get health insurance from HDFC ERGO:Great Benefits You get special perks like discounts, extra coverage options, and bonuses that make the plans valuable.Quick Claim Settlement They have a team that handles claims quickly, often approving cashless claims in just 2 hours.Help Anytime You Need It Their customer support is available 24/7 to help you with any questions or issues.Save on Taxes You can save money on taxes by deducting the amount you pay for your insurance from your taxable income.
Documents Needed to Buy an HDFC ERGO Health Insurance Policy
Copy of the proposal form and OTP (one-time password) verificationMedical reportsProof of where you live (like Aadhaar Card, Passport, Driving License, Electricity Bill, Telephone Bill, Voter ID)Proof of your age (like 10th or 12th Mark Sheet, Voter’s ID, Passport, PAN Card, Driving License)Passport-size photos.
How to Buy HDFC ERGO Health Insurance?
You can buy HDFC ERGO Health Insurance online or through a company agent.
Buying Online from HDFC ERGO’s Website
Here is how to buy the insurance on their website:Go to the HDFC ERGO Website Open your internet browser, go to the HDFC ERGO website, and click on health insurance.Choose Your Plan Select a family plan if you are married or an individual plan if you are single.Enter Your Details Fill in details like how many people are in your family, how much coverage you want, your Pincode, and your mobile number.Pick Your Plan Choose the plan that meets your needs and covers your medical costs.Pay Your Premium After selecting your plan, go to the payment section, pick a payment method that suits you, and pay your premium.
FAQs
It helps cover your medical expenses and gives you peace of mind.
Babies can be insured starting at 91 days old. Adults of any age can buy insurance; there's no age limit.
If you need help, call HDFC ERGO at 022 6234 6234.
(you can), Add more family members to your current policy whenever you wish, simply by reaching out to customer service.
In case you misplaced the policy document, contact HDFC ERGO immediately and get a duplicate copy. Simply dial their customer service number or request a copy on their website.