Best Health Insurance Plans
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SBI Health Insurance
SBI General Insurance Company was established in 2009 and commenced operations in 2010. It offers many types of health insurance plans to protect people from medical expenses. These health plans are provided by State Bank of India (SBI) General Insurance, which is a part of the State Bank of India group.
With 16000+ cashless network hospitals, SBI Health Insurance provides financial assistance during medical emergencies and makes quality healthcare affordable.
Key Features of SBI Health Insurance
| Detail | Information |
|---|---|
| Age Eligibility | 90 days to 65 years (generally) |
| Coverage Amount | Between Rs. 50 Thousand to Rs. 2 Crore (generally) |
| Claim Settlement Ratio | 88.86% |
| Cashless Hospitals | 16,000+ hospitals across India |
SBI Health Insurance Plans
Types of Plans Available in SBI Health Insurance
Here are the types of plans that SBI General Insurance offers:- 01
Individual Health Insurance
This SBI Health Insurance plan covers one person for medical expenses like hospital bills, medicines, and doctor fees. It gives financial help when you get sick or injured. It is a good choice for single people who want personal health protection.
- 02
Family Floater Health Insurance
SBI General Insurance offers this plan to cover the whole family under one policy. All family members share the insured amount. It is easy to manage and more affordable than buying separate plans for everyone.
- 03
Critical Illness Insurance
This SBI Health Insurance plan gives a lump sum amount if you are diagnosed with a serious illness like cancer or heart disease. It helps you manage high treatment costs. You can use the money for medical or personal needs.
- 04
Group Health Insurance
This plan from SBI General Insurance is made for companies or groups. It covers all employees under one policy. It gives them medical protection and reduces the company’s burden during health emergencies.
- 05
Top-up Health Insurance
SBI Health Insurance offers this plan to give extra medical cover. It becomes active after your basic health plan limit is used. It helps you get higher coverage at a low premium.
- 06
Personal Accident Insurance
This SBI General Insurance plan gives financial help in case of accidental death or disability. It supports your family when an accident affects your income. It ensures financial safety during tough times.
- 07
Senior Citizen Health Insurance
SBI Health Insurance has a special plan for senior citizens. It covers age-related health issues, hospital stays, and medical tests. It helps older people get quality healthcare without financial stress.
Who Should Buy SBI Health Insurance?
Anyone who needs financial protection against the uncertain medical risk should buy the SBI health insurance plan. The list is as follows: Individuals Any person who wants full medical protection for themselves.Families Family floater plans that cover all family members under one policy.Senior Citizen Older people who are facing age-related health problems.Frequent Travelers Those who travel often across locations.People with High Medical Costs With top-up or super top-up plans, they get extra protection.Working Professionals To get extra safety beyond their company’s health cover.
Documents Required to Buy SBI Health Insurance
Here is the list of documents that a policyholder needs to buy an SBI health insurance plan:
Type Documents Needed Identity Proof Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License Address Proof Aadhaar Card, Passport, Voter ID, Driving License, or any recent utility bill Age Proof Birth Certificate, School Certificate, or Passport Application Form Filled and signed proposal form along with a recent photograph Medical Reports Only in case of pre-existing illness or as per the insurer’s request
How to Buy an SBI Health Insurance Plan?
From the SBI General Insurance Website
Step 1: Visit the official website of SBI General Insurance.Step 2: Then, enter your name, mobile number, and PIN code, then click on ‘Proceed’.Step 3: Now, select the members you want to insure. Choose a plan and required coverages accordingly.Step 4: Fill in all the necessary details.Step 5: Pay online and receive your health insurance policy through email.
From the Square Insurance Official Website
Step 1: Visit the official website of Square Insurance.Step 2: Select your gender and add the family members with their ages.Step 3: Then, enter your full name and mobile number.Step 4: In case of any existing illnesses, mention it.Step 5: Now, select a health plan from SBI or click on “Get Free Advice” for expert help.Step 6: To get the right plan, compare and customize the available plans.Step 7: Pay the premium online or contact customer care for support.Step 8: You will receive the policy document instantly in your registered email.
Why Choose SBI General Insurance Company?
SBI General Insurance is a company backed by the stakeholding of SBI that provides insurance services to the needy. Here are some of the major reasons to choose SBI General Insurance for your next purchase:Easy and Convenient Process
Buying SBI health insurance online is very simple. You just visit the official website, choose your plan, fill out the form, and upload your documents. There is no need to visit any SBI office. Policyholders can access everything from home.
Safe Online Payments
Premium payment is very convenient through UPI, debit cards, credit cards, internet banking, and digital wallets. There is no need to handle cash or cheques with online payment. This makes the process quick and secure.
Instant Quotes and Paperless Work
SBI’s health insurance premium calculator gives instant quotes based on your plan. You can also buy your policy without any paper forms. Just upload soft copies of your KYC documents online.
Expert Help Available Anytime
If you need help while buying the policy, you can use SBI’s chatbot SAKHI or call the 24×7 helpline. Experts are always ready to assist you with your questions.
Quick Policy and Easy Renewals
After the payment, policyholders get the policy document instantly in their email. Renewal of policy is possible anytime through the SBI General Insurance mobile app with just a few clicks.
Wide Coverage and High Protection
SBI offers coverage up to Rs 2 Crore and has over 16,000 network hospitals across India. You can get cashless treatment at many trusted hospitals without worrying about high medical costs.
FAQs
SBI Health Insurance by SBI General Insurance helps you cover medical expenses like hospital bills, surgeries, and treatments. It protects you and your family during medical emergencies.
Individuals, families, senior citizens, and frequent travelers can buy SBI General Insurance health plans. These plans offer medical protection and peace of mind.
You can visit the official website of SBI General Insurance, select your preferred plan, fill in the required details, upload your documents, and pay online to download your policy instantly.
SBI Health Insurance offers cashless treatment at more than 6,000 hospitals, coverage up to Rs. 2 Crore, paperless services, and easy policy renewals.
You can get assistance through the chatbot SAKHI on the website or call the 24x7 helpline number 1800 102 1111 for any queries related to SBI Health Insurance plans.