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SBI Health Insurance Benefits
Buying an SBI Health Insurance policy not only protects you and your family from high medical costs but also gives you financial benefits. Here are SBI health insurance benefits:
- 01
Comprehensive Coverage
Covers inpatient hospitalization, domiciliary treatment, day-care procedures, advanced surgeries, organ donor expenses, and alternative therapies like AYUSH.
- 02
Special Treatments Covered
Mental illness, psychiatric treatments, HIV care, bariatric surgery, cataract surgery, and congenital or genetic disorders are included.
- 03
High Sum Insured
Policies offer coverage up to Rs. 2 Crore, which helps you to manage high medical costs without compromising treatment.
- 04
Extensive Hospital Network
Cashless treatment is available at over 16,000+ network hospitals across 114 locations in India.
- 05
Optional Benefits and Riders
Includes recovery benefit, compassionate visits, major illness benefit, additional sum insured for accidents, hospital cash, NCB protector, and room upgrades.
- 06
Pre- and Post-Hospitalization
Costs for diagnostic tests, treatments, and consultations before and after hospitalization are covered.
- 07
Easy Claim and Renewal Process
Claims can be filed online or offline, even at non-network hospitals. Policies can be renewed easily with reminders and flexible options for adding/removing members or riders.
- 08
Extra Perks
Includes sum insured refill, cumulative bonus, annual health check-ups, road ambulance services, and e-opinion from expert doctors.
- 09
Tax Benefits
Premiums paid for an SBI Health Insurance policy are eligible for tax deduction under Section 80D. You can claim deductions for yourself, family, and parents, with limits up to Rs. 25,000 to Rs. 50,000.
Health Insurance Plans By SBI
FAQs
SBI Health Insurance policies cover hospitalization, day-care procedures, pre- and post-hospitalization expenses, organ donor treatments, and alternative therapies like AYUSH.
Yes, you can avail of cashless treatment at over 16,000+ network hospitals across India.
Yes, SBI Health Insurance plans provide coverage for mental illness, psychiatric treatments, and HIV-related treatments.
Yes, you can include riders like Hospital Daily Cash, Major Illness Benefit, Recovery Benefit, NCB Protector, and additional sum insured for accidents.
Yes, certain SBI Health Insurance plans cover maternity expenses, pre- and post-natal care, and newborn treatments.
Yes, annual health check-ups are part of most SBI Health Insurance plans.
Yes, SBI Health Insurance plans offer easy online renewals, with options to add or remove members or riders as needed.