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| Plan Name | Key Features | Ideal For |
|---|---|---|
| SBI Critical Illness Insurance Policy | Covers 13 critical illnesses, including Cancer, Heart Attack, Stroke, Kidney Failure, Organ Transplants, etc. Sum Insured: Rs. 3 Lakhs to Rs. 10 Lakhs. Tenure options: 1 year and 3 years. Free look period: 15 days. Tax benefits under Section 80D. Only one claim is allowed in a lifetime. | SBI account holders seeking critical illness protection |
Critical Illnesses that SBI Critical Illness Plan Covers
These are some common essential illnesses that the SBI health insurance plan covers. First Heart Attack of Specified SeverityCancer of Specified SeverityStroke Resulting in Permanent SymptomsOpen Chest CABGOpen Heart Valve Replacement or RepairKidney Failure Requiring Regular DialysisMajor Organ or Bone Marrow TransplantPermanent Paralysis of LimbsTotal BlindnessMultiple Sclerosis with Persisting SymptomsComa of Specified SeverityPrimary Pulmonary Arterial HypertensionAorta Graft SurgeryNote: To know exactly about the covered critical illness, refer to the plan brochure.
Health Insurance Plans By SBI
SBI Critical Illness Plans Benefits
Here are some SBI Critical Illness Plans benefits:
- 01
Coverage for High Medical Costs
Provides a lump sum amount to manage expensive treatments like cancer and heart disease without using personal savings.
- 02
Income Replacement
Acts as financial support during recovery, especially for sole earners facing income loss.
- 03
Comprehensive Coverage
Covers a wide range of critical illnesses such as cancer, heart attacks, strokes, and organ failure.
- 04
Supplement to Health Insurance
Fills gaps in regular policies by covering advanced treatments or prolonged care.
- 05
Peace of Mind
Reduces stress by ensuring financial support during unexpected health crises.
- 06
Flexible Fund Usage
A Lump sum amount can be used for treatment, rehabilitation, home care, or personal financial needs like loans.
- 07
Protects Long-Term Goals
Ensures you can cover treatment costs without affecting savings or plans.