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Tata AIG Health Insurance
Tata AIG Health Insurance Company is actually a collaboration between the Tata Group and the American International Group (AIG) that took place on 22 January 2001. With their extensive range of health insurance products, TATA AIG has become a very popular name among Indian households.
They offer well-framed plans for every individual and family that suit their needs in the best possible way. Starting from critical illness to maternity benefit, they believe in covering all the major medical areas.
Key Features of Tata AIG Health Insurance
| Detail | Information |
|---|---|
| Age Eligibility | 91 days to 65 years (generally) |
| Coverage Amount | Ranges between Rs. 3 lakh to Rs. 1 Crore (generally) |
| Claim Settlement Ratio | 74.56% |
| Cashless Hospitals | 12,900 hospitals across India |
Tata AIG Health Insurance Plans
Who Should Buy Tata AIG Health Insurance?
Anyone who needs health insurance coverage should buy Tata Health Insurance. Here is the list of people for the same: Individuals Customized plans for individuals that provide complete medical coverage. Families Family floater plans cover multiple members under one policy.Senior Citizens Specialized plans for age-related ailments and daycare treatments.High Medical Expenses Super Top-Up plans for extra coverage beyond existing insurance.NRIs Coverage during visits to India.Note: The age limits stand between 91 days and 65 years.
Documents Required to Buy Tata AIG Health Insurance
Identity Proof Aadhaar, Passport, Driver’s Licence, etc.Address Proof Aadhaar, Passport, Voter ID, etc.Age Proof Birth Certificate, Aadhaar, Passport, etc.Income Proof Bank statements, Salary slips, Income Tax returns, etc.Medical Records Previous prescriptions or medical reports.Health Insurance Documents If previously insured.
How to Buy a Tata AIG Health Insurance Policy?
By using the Tata AIG Health Insurance Company Website
Step 1: Go to the Tata AIG website and click the “Personal” button.Step 2: Then, go to the Health Insurance icon.Step 3: Select the member or number of members and click Get Plan.Step 4: Enter details such as date of birth, mobile number, email, and PIN code, then click 'See Plan'.Step 5: Check the available plans, read the policy details, and pick the one you prefer.Step 6: Choose the sum insured and policy duration.Step 7: View the premium details and pay online to complete the purchase.
By using the Square Insurance Official Website
Step 1 Go to the official website of Square InsuranceStep 2 Then select your gender and add family members to be insured with their ages.Step 3 The Policyholder then enters their full name and phone number.Step 4 Mentions the current illness, if any.Step 5 Then, choose a health insurance plan or click “Get Free Advice” for suggestions.Step 6 Start comparing plans and customize your search to find the best option.Step 7 Pay the premium or contact customer care for guidance.Step 8 Receive the policy in your registered email after completion.
Why Choose Tata AIG Health Insurance?
TATA AIG offers strong protection, easy claim options, and added features that make health care worry-free. Here are some of the additional features of the Tata AIG health insurance company:Wide Hospital Coverage
Tata AIG covers both inpatient and day-care treatments. It also has several cashless hospitals not only in India but also abroad that give you more treatment options.
Considerable Coverage
Tata AIG offers a wide range of coverage starting from 3 lakh to 20 lakh. That provides a broader scope of reimbursement and consideration of medical expenses.
Policy Restore and Consumables
After a big claim, TATA AIG offers restoration of the cover amount to the insured. It also offers coverage for the consumables such as syringes and gloves.
Special Treatments
The plan covers weight-loss (bariatric) surgery, organ transplants, heart treatments, and cancer care. You can also get a free second doctor’s opinion to help with important health decisions.
Travel and Vaccination Support
Tata AIG health plans cover important vaccinations, such as typhoid or anti-rabies, without reducing your main sum insured. They also pay for emergency medical travel or evacuation if you need treatment away from home
No Early Health Check Needed
If you are under 45 years old, you can purchase the policy without a pre-existing medical check-up. This makes the purchase easier.
Bonus for Claim-Free Years
TATA AIG offers a 50% cumulative bonus for every year if the insured has not made any claim. That can exceed 100% in the whole policy year as a reward for staying healthy.
Preventive Health Check-Ups
After two claim-free years, you get free preventive health check-ups. It helps in the detection of health issues at their earliest stages.
Tax Benefit
Tata AIG offers tax benefits to the insured under Section 80D of the Income Tax Act. Premium paid for Tata AIG health insurance is eligible for the tax deduction.
Easy Claim Process
Tata AIG offers an easy claim settlement process to its customers with its 24/7 customer care services.
FAQs
Tata AIG Health Insurance is a comprehensive health insurance plan that provides financial protection against medical expenses, including hospitalization, day-care procedures, and critical illnesses.
Tata AIG Health Insurance Company offers a variety of plans, including individual and family floater plans, critical illness coverage, senior citizen plans, and accident protection policies.
The coverage includes inpatient and day-care treatments, pre and post-hospitalization expenses, emergency ambulance services, and optional riders like maternity, critical illness, and wellness benefits.
Yes, family members can be included under the family floater plans, and coverage can be customized according to age and health requirements.
Tata AIG Health Insurance can be purchased online via the official portal or through customer support. After choosing the plan and paying the premium, the policy is emailed to the insured.
Yes, pre-existing conditions are covered after a waiting period, which can be reduced with specific add-ons or riders.