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HDFC ERGO Bike Insurance
HDFC ERGO General Insurance Company Limited is supported by HDFC and ERGO International AG. It provides different types of insurance, like motor, health, travel, home, and personal accident insurance for individuals. For businesses, it offers property, marine, and liability insurance. After merging with HDFC Bank, it became a part of the bank, focusing on customer service and creating new products. The company has more than 200 branches in 170+ cities and a team of over 9700 employees.
Bike insurance helps cover the cost of damage to your two-wheeler caused by unexpected events like theft, fire, burglary, riots, floods, or earthquakes. Without insurance, these damages can result in expensive repairs, taking a big part of your hard-earned money. HDFC Ergo Bike Insurance is a popular choice in India, offering different types of coverage, such as stand-alone, third-party, and full (comprehensive) bike insurance plans.
Key Highlights HDFC ERGO Two Wheeler Insurance
| Key | Highlights |
|---|---|
| Founded in | 2002 |
| Two wheeler insurance Premium | Starting @538/year* |
| PAN India Cashless Garages | 2000+ |
| Claim Settlement Ratio | 100% |
| Customer Care Assistance | 24*7 |
| Personal Accident Cover | Up to Rs. 15 lakhs |
| Emergency Roadside Assistance | Yes |
| Add-on covers | 8 Add-on covers available |
| Policy Buy Time | Less than 3 mins |
Bike Insurance Plans By HDFC ERGO
Types of Bike Insurance Plans by HDFC ERGO
Here are four bike insurance options provided by HDFC ERGO to protect your two-wheeler
- 01
Comprehensive Bike Insurance
This plan covers both your bike's damages and third-party liabilities in one policy. It protects against accidents, theft, fire, natural disasters like floods or earthquakes, and man-made events like riots.
- 02
Third-Party Bike Insurance
This plan takes care of damages or injuries caused to another person or their property in an accident involving your bike. The property damage is covered up to ₹1 lakh, while compensation for injuries or death is decided by the court.
- 03
Own-Damage Bike Insurance
This plan is for covering only your bike's damages. If you already have third-party insurance, you can add this to protect your bike against repair or replacement costs after an accident.
- 04
Insurance for New Bikes
This plan offers special coverage for brand-new bikes. It includes five years of third-party protection and annual coverage for your bike’s own damages.
FAQs
HDFC ERGO is a well-known and trusted insurance provider. For many years, it has been offering excellent insurance services with a high claim settlement rate.
HDFC ERGO has over 120 branches in 106+ cities across India, including states like Maharashtra, Jammu & Kashmir, Gujarat, Haryana, Punjab, and West Bengal, making it accessible to people all over the country.
Yes, you can add the Zero Depreciation benefit to your HDFC ERGO Comprehensive Bike Insurance by purchasing the Zero Depreciation Add-on Cover.
If you buy a new bike, you must get a 5-year third-party liability cover and a 1-year own damage cover. For other policies, the duration is typically one year.
You can easily buy HDFC bike insurance online by visiting their website, filling in your bike details, choosing a plan, and making the payment.