HDFC ERGO Bike Insurance

HDFC ERGO General Insurance Company Limited is supported by HDFC and ERGO International AG. It provides different types of Read More

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Premium coverage starts at ₹ 457*

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Bike insurance helps cover the cost of damage to your two-wheeler caused by unexpected events like theft, fire, burglary, riots, floods, or earthquakes. Without insurance, these damages can result in expensive repairs, taking a big part of your hard-earned money. HDFC Ergo Bike Insurance is a popular choice in India, offering different types of coverage, such as stand-alone, third-party, and full (comprehensive) bike insurance plans.

HDFC Ergo Third Party Comprehensive Standalone Own Damage Zero Depreciation Claim Renewal Premium Calculator Policy Download Customer Care

Key Highlights HDFC ERGO Two Wheeler Insurance

Key	Highlights
Founded in	2002
Two wheeler insurance Premium	Starting @538/year*
PAN India Cashless Garages	2000+
Claim Settlement Ratio	100%
Customer Care Assistance	24*7
Personal Accident Cover	Up to Rs. 15 lakhs
Emergency Roadside Assistance	Yes
Add-on covers	8 Add-on covers available
Policy Buy Time	Less than 3 mins

Top Bike Insurance Plans

Types of Bike Insurance Plans by HDFC ERGO

Here are four bike insurance options provided by HDFC ERGO to protect your two-wheeler

01
Comprehensive Bike Insurance
This plan covers both your bike's damages and third-party liabilities in one policy. It protects against accidents, theft, fire, natural disasters like floods or earthquakes, and man-made events like riots.
02
Third-Party Bike Insurance
This plan takes care of damages or injuries caused to another person or their property in an accident involving your bike. The property damage is covered up to ₹1 lakh, while compensation for injuries or death is decided by the court.
03
Own-Damage Bike Insurance
This plan is for covering only your bike's damages. If you already have third-party insurance, you can add this to protect your bike against repair or replacement costs after an accident.
04
Insurance for New Bikes
This plan offers special coverage for brand-new bikes. It includes five years of third-party protection and annual coverage for your bike’s own damages.

Why Choose HDFC ERGO Bike Insurance?

Here are the main reasons to choose HDFC ERGO bike insurance

Paperless Process
You can buy the policy easily without any paperwork.
24/7 Support
Customer support is always available through call or email.
Trusted Rating
It has an 'iAAA' rating from ICRA for its strong claim-paying ability.
Simple Access
After paying for the insurance, you can easily download the policy online.