HDFC ERGO Zero Depreciation Bike Insurance Add-On

HDFC ERGO Zero Depreciation Bike Insurance Add-on ensures you get full claim benefits without any deductions for your bike's Read More

Buy/Renew Bike Insurance

Premium coverage starts at ₹ 457*

Get Updates on WhatsApp

By clicking on 'View Plans', you agree to our Privacy Policy & Terms of use *Disclaimer

Benefits of HDFC ERGO Zero Depreciation Bike Insurance Cover

Here are the key benefits of choosing HDFC ERGO Zero Depreciation Bike Insurance:

01
Full Claim Amount
Unlike regular insurance, this add-on ensures you get the full cost of damaged parts replaced, without deducting for depreciation.
02
Save Money
It helps you avoid big expenses on repairs by covering more of the costs and keeping your finances stable.
03
Value for Money
While it may seem costly at first, the higher payouts make it a smart and affordable option in the long run.
04
Stress-Free Riding
This cover protects you from financial worries in case of accidental damage, letting you enjoy a worry-free ride.

Age of Bike	Without Zero Depreciation add on	With Zero Depreciation add on
Under 6 months	Nil	0%
6 months to 1 year	5%	0%
1 to 2 years	10%	0%
2 to 3 years	15%	0%
3 to 4 years	25%	0%
4 to 5 years	35%	0%
5 to 10 years	40%	0%
More than 10 years	50%	0%

Disclaimer: The given depreciation rates in above tables are indicative. Check your policy document to get exact terms and conditions.

Here’s a simple breakdown of what is included and excluded in HDFC ERGO Zero Depreciation Bike Insurance:

Full coverage for parts like rubber, nylon, fiberglass, and plastic.
You get the full claim amount based on the highest Insured Declared Value (IDV).
If you don’t already have this cover, you can add it as a top-up.