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HDFC ERGO Comprehensive Bike Insurance
A comprehensive bike insurance policy protects your bike against theft, fire, and damage caused by natural or man-made disasters. You can also use cashless repair services at network garages across India. By law (Indian Motor Vehicles Act, 1988), you must have at least comprehensive insurance, but a comprehensive policy is recommended for better coverage.
HDFC ERGO Comprehensive Bike Insurance: What It Covers & Not Cover
The HDFC ERGO Comprehensive Bike Insurance Plan protects you in the following situations:
What it Covers
Covers third-party injuries, death, or property damage caused by your bike.
Covers damages from fire, explosion, lightning, or self-ignition.
Protects against losses from natural disasters like floods or earthquakes.
Covers damages caused by man-made events like riots or strikes.
Offers coverage if your bike is stolen.
Covers damages to your bike in road accidents.
What Does it not Cover
Loss or damage due to wear and tear or depreciation.
Mechanical or electrical breakdowns.
Damages if you drive without a valid license, registration, pollution certificate, or insurance.
Damages caused while driving under the influence of alcohol or drugs.
Indirect or secondary losses related to the bike.
Bike Insurance Plans By HDFC Ergo
Benefits of Comprehensive Two-Wheeler Insurance
- 01
Quick and Easy Claim Process
HDFC ERGO makes it easy to file and settle claims quickly, ensuring minimal delay and hassle for policyholders.
- 02
Stress-Free Driving
The insurance provides peace of mind by covering damages and liabilities, letting you drive worry-free.
- 03
Cashless Repairs
You can repair your bike at over 6,800 network garages without paying upfront, thanks to the cashless claim facility.
- 04
Add-On Covers
Choose from a variety of add-ons like zero depreciation or roadside assistance to enhance your bike’s coverage.
- 05
24/7 Customer Support
Customer service is available 24/7 to help you with any questions or issues, ensuring quick solutions anytime.
FAQs
Yes, it covers damages to your bike caused by accidents, theft, fire, natural calamities, or man-made disasters.
Yes, you can buy add-ons like zero depreciation, roadside assistance, and engine protection for extra coverage.
It does not cover wear and tear, mechanical breakdowns, damages caused while driving under the influence of alcohol, or without a valid license.
You can buy it online by visiting the HDFC ERGO website, selecting the comprehensive bike insurance option, filling in your details, and making the payment.
You need your bike's registration details, personal information, and payment method to purchase the insurance easily online or through an agent.