ICICI Lombard Comprehensive Bike Insurance

Among its other insurance policies, ICICI Lombard offers a comprehensive bike insurance plan covering comprehensive as well as Read More

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What is Covered Vs Not Covered Under ICICI Lombard Comprehensive Bike Insurance Policy

Your ICICI Lombard comprehensive bike insurance covers both damage to your own bike and any legal responsibilities if you harm someone else or their property. However, it’s important to know what is included and not included in your policy.

What's Covered

Damage to your bike from accidents.
Damage from natural disasters is covered.
Damage from fire.
Theft of your bike.
Damage from vandalism.
Damage during transport.
It also covers the legal costs if you injure someone or damage their property with your bike.
Damage to parts covered by add-ons like engine protection.

What's not Covered

Normal depreciation of your bike’s value over time.
Mechanical or electrical issues from regular use.
Normal wear and tear from everyday use.
Damage caused while driving under the influence of alcohol or drugs.
Damage is caused if the person who is driving does not have a license.
Additional costs, like towing charges.

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Benefits of Buying ICICI Lombard Comprehensive Bike Insurance

01
Third-Party Covers
With the help of ICICI Lombard's comprehensive bike insurance, you can get coverage from any legal and financial liabilities that you face at the time of the accident or cause any damage or injury to another person, vehicle, or property.
02
Protection Against Vandalism
The policy covers damages caused by intentional acts of vandalism to make sure that you are financially protected against repair costs in such situations.
03
Highly Reliable
ICICI Lombard is a well-known name in the insurance industry. They are known for offering reliable services and quick claim settlement to give you peace of mind.
04
Cashless Garages
With access to a wide network of cashless garages, you can get your bike repaired without paying out of pocket, as the insurer directly settles the bill.
05
IL Take Care App
With the IL Take Care App, you can manage your policy from anywhere, renew your insurance, and even raise claims through a streamlined process on your smartphone.