ICICI Lombard Own Damage Bike Insurance

Own damage bike insurance helps cover the cost of repairs for accidents, theft, vandalism, fire, explosions, and damage caused Read More

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Premium coverage starts at ₹ 457*

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Standalone Bike Insurance v/s Third-Party Bike Insurance v/s Comprehensive Bike Insurance.

Features	Own Damage Insurance	Third-Party Insurance	Comprehensive Insurance
Cover your own bike	Covers damages to your bike only	Not covered	Covers damages to both your bike and third-party liabilities
Third-party liability coverage	Not covered	Covers third-party property damage and injuries	Covers both third-party liabilities and own bike damage
Coverage for theft	Yes, bike theft is covered	Not covered	Yes, bike theft is covered
Coverage for natural disasters	Yes, covers natural disasters like floods	Not covered	Yes, covers natural disasters
Coverage for man-made events	Yes, covers vandalism and riots	Not covered	Yes, covers man-made events
Personal accident cover	Optional (through add-ons)	Not included	Available as an add-on
Premium cost	Moderate	Lower, as it only covers third-party liabilities	Higher due to broader coverage
Add-on covers available	Available (e.g., zero depreciation)	Not available	Available (e.g., engine protection, zero depreciation)
Legal requirement	Not required	Mandatory by law	Optional but highly recommended
Best for	Those wanting protection for their own bike	Those seeking basic, mandatory protection	Those seeking full coverage for bike, third-party, and theft

ICICI Lombard's own-damage two-wheeler insurance does not cover the following:
If the accident takes place outside India.
If you are riding illegally or misusing the two-wheeler, the insurance will not cover the loss.
If any mechanical or electrical problems happen with your bike.
It did not include any natural wear and tear or decrease in the value of your two-wheeler over time.

Step 1
In the first step, visit the official website of Square Insurance "https://www.squareinsurance.in/".
Step 2
Now, to get the insurance, click on the "Bike Insurance" menu from the "Insurance Products" menu.
Step 3
If you got a new bike, you need to click on "Got a New Two-Wheeler."
Step 4
For the old bike, you need to enter the bike's registration number and then click on the "View Plans" button.
Step 5
Now fill in the required details, such as RTO, make, model, variant, and registration year, to move forward to the next step.
Step 6
Now you will see the plans dashboard on your screen. You can now go through the plans offered by different companies and select the one given by ICICI Lombard.
Step 7
Now you just need to pay for the selected plan, and you will get the policy document in your email shortly from the insurance provider.