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Liberty Own Damage Bike Insurance
Liberty Own Damage Bike Insurance protects your own bike from accidents, theft, fire, and natural or man-made disasters. It helps cover the repair or replacement cost if your bike gets damaged. This plan does not include third-party liability, so you must pair it with a valid third-party bike insurance policy to stay legally covered. It is a smart choice for bike owners who want to avoid unexpected expenses and keep their bike financially secure. With optional add-ons, you can upgrade the protection for stronger coverage while riding.

Key Features of Liberty Standalone Bike Insurance
Here are some important features of Liberty Standalone Bike Insurance:Accidental Damage Cover Covers repair or replacement costs if the bike gets damaged due to an accident, collision, or fall.Natural Calamity Protection Covers damage caused by floods, earthquakes, storms, cyclones, fire, or lightning.Theft Cover Offers financial support if your bike is stolen or damaged due to theft or burglary.Man-Made Events Cover Covers losses caused by riots, strikes, vandalism, or intentional damage.No Claim Bonus (NCB) Enjoy a premium discount for every claim-free policy year.Add-On Covers Options like Zero Depreciation, Roadside Assistance, Engine Protection, and more.Cashless Garage Network Cashless bike repairs available at Liberty’s partner garages.Easy Online Process Buy or renew the policy within minutes through the online platform.Quick Claim Service Smooth, simple, and user-friendly claim process.
Common inclusions under Liberty Standalone Bike Insurance:Damage to your bike due to an accidentLoss or damage due to fire or explosionTheft or burglary of the bikeDamage caused by natural disasters like floods, storms, or earthquakesDamage caused due to strikes, riots, or vandalismCashless repair service at network garages
Common exclusions under Liberty Standalone Bike Insurance:Third-party injury or property damageRiding under the influence of alcohol or drugsRiding without a valid driving licenceNormal wear and tear or aging of bike partsMechanical or electrical breakdown not caused by an accidentDamage caused outside IndiaLoss due to war, nuclear risks, or mutiny
Here are some benefits of Liberty Standalone Bike Insurance:Protects your bike from accidents, theft, fire, and natural disasters.Covers financial losses caused by man-made events.Offers helpful add-on options for extra safety.Allows you to earn a No Claim Bonus to reduce the renewal premium.Pays the insured declared value (IDV) in case of total loss or complete theft.Saves you from sudden repair expenses and provides peace of mind while riding.
What Does Liberty Standalone Bike Insurance Cover?
What Does Liberty Standalone Bike Insurance Not Cover?
Benefits of Liberty Standalone Bike Insurance
Bike Insurance Plans By Liberty General



FAQs
It is a bike insurance plan that protects your own bike against damage due to accidents, theft, fire, and natural or man-made incidents. It does not include third-party cover.
No. This policy only protects your bike. By law, you must purchase a separate third-party bike insurance policy.
If your bike gets stolen, Liberty pays the Insured Declared Value (IDV) after claim approval and document submission.
Yes. You will receive a No Claim Bonus at renewal for every year without a claim.
Yes. You can enhance protection with add-ons such as Zero Depreciation, Roadside Assistance, and Engine Protection.
You can raise a claim by informing Liberty Insurance and submitting the required documents. The claim process is simple and smooth.