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Liberty General Third Party Bike Insurance
Liberty General Third-Party Bike Insurance is a compulsory insurance policy that every bike owner in India must have to ride legally. It protects you if your bike causes damage to someone else's vehicle, property, or leads to injury or death of a third person. The policy helps manage legal and financial liabilities after an accident, so you don't have to pay large expenses from your pocket. However, it does not cover your own bike's damage. It is a simple and low-cost option for those who only want legal and basic protection.
Key Features of Liberty General Third-Party Bike Insurance
Here are the key features of Liberty General Third-Party bike insurance: Legally Mandatory Cover Helps you meet the legal requirement under the Motor Vehicles Act, making it compulsory for every bike owner in India.Covers Third-Party Injury or Death Pays compensation if your bike causes injury or accidental death to a third person.Covers Third-Party Property Damage Pays for damage caused to another person's vehicle, shop, or any property due to your bike.Low and Affordable Premium The premium amount is fixed by IRDAI and is usually budget-friendly.Easy to Buy and Renew Can be purchased or renewed online through Liberty General's website without paperwork.Legal Liability Protection Helps you handle legal costs and liabilities if a third-party claim is made against you.Best for Basic Protection Suitable for bike owners who only want the legally required insurance at the lowest cost.
To know about the expenses and losses that a Liberty General Third-Party bike insurance considers, see the information below. Also, it explains the exclusions. What Does It Cover?Injury to a third personAccidental death of a third personDamage to another person's vehicle or propertyLegal expenses related to third-party claimsWhat It Does Not Cover?Damage to your own bikeInjury to the bike owner or rider (unless a Personal Accident add-on is purchased)Theft or total loss of the bikeDamage from fire, flood, earthquake, riots, or other disastersAccidents caused while riding drunk or under drugsClaims when riding without a valid driving licenceUsing the bike for commercial, racing, or illegal activitiesNormal breakdown, mechanical or electrical failures
Here are some of the key importance of Liberty General Third Party Bike Insurance: Legally Required Third-party bike insurance is compulsory in India. Having this policy allows you to ride legally and avoid fines.Protects You from Heavy Expenses If your bike causes injury, death, or damage to someone else's vehicle or property, the policy pays the compensation, saving you from big financial loss.Covers Legal Liabilities Helps with legal and court-related expenses if a third-party claim is filed against you after an accident.Budget-Friendly Premium Liberty General Third-Party Bike Insurance comes at a low premium decided by IRDAI, making it affordable for most riders.Peace of Mind Knowing that third-party risks are covered gives you confidence and makes riding stress-free.
Inclusions and Exclusions of Liberty General Third-Party Bike Insurance
Importance of Liberty General Third-Party Bike Insurance
Bike Insurance Plans By Liberty General
FAQs
It is a basic insurance policy that covers injury, death, or property damage caused to another person because of your bike.
Yes, it is compulsory for all bike owners in India under the Motor Vehicles Act.
No, it only covers third-party losses. Your bike's own damage is not included.
No, it is low and affordable because it provides only basic legal protection.
You may face fines, penalties, or even legal trouble if caught riding without valid insurance.
Yes, you can buy or renew it easily on the Liberty General Insurance website.