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Liberty General Comprehensive Bike Insurance
Liberty General Comprehensive Bike Insurance gives full protection to your two-wheeler. It includes third-party insurance + own-damage cover, making it a complete plan for daily bike riders. This policy covers damage to your bike from accidents, fire, theft, natural disasters, and man-made incidents. It also covers third-party injury, death, or property damage, along with legal expenses. Riders can also add extra safety with optional add-ons like Zero Depreciation, Engine Protection, Roadside Assistance, and more.

Key Features of Liberty General Comprehensive Bike Insurance
Here are some important features that make Liberty General Comprehensive Bike Insurance a smart choice for full bike protection: Third-Party + Own-Damage Cover Protects your bike from damage and covers third-party injury, death, or property damage.Accident Damage Protection Pays repair costs if your bike is damaged due to a road accident or collision.Fire and Theft Cover Gives compensation if your bike is stolen or damaged due to fire, explosion, or similar events.Natural Disaster Protection Covers damage caused by floods, earthquakes, cyclones, storms, or other natural calamities.Man-Made Damage Cover Protects against losses caused by riots, strikes, vandalism, or malicious acts.Extra Add-Ons Available You can add Zero Depreciation, Engine Protect, Roadside Assistance, and other covers for more security.Personal Accident Cover Provides financial support to the owner-driver in case of injury or death, as per IRDAI rules.Cashless Repair Network Liberty General offers cashless repair services at partner garages across India.Smooth Claim Experience The company offers a simple claim process with customer support to guide you.
Liberty Comprehensive Bike Insurance offers wide protection, including:Damage to third-party vehicles and injury or death caused to a third person.Damage to your bike due to accidents or collisions.Loss of a bike due to theft or burglary.Any kind of damage caused by fire, explosion, or self-ignitionExpenses due to natural disasters like floods, storms, earthquakes, cyclones, or landslides.Man-made events such as riots, strikes, or vandalism expenses.Personal accident cover for the owner-driver (as per IRDAI rules).Cashless repair service at authorised Liberty partner garages across India.Extra safety through add-ons like Zero Depreciation, Engine Protection, Roadside Assistance, and more.
Here are some of the common exclusions that Liberty General Comprehensive Bike insurance does not include:Riding without a valid driving licence.Riding under the influence of alcohol or drugs.Damage due to negligence, such as leaving the bike unlocked.Normal wear and tear and ageing of parts.Mechanical or electrical breakdown not caused by an accident.Damage during racing, stunt riding, or illegal activities.Using a private bike for commercial or business purposes.Claims made after the insurance policy has expired.
Here are some of the main importance of Liberty General Comprehensive Bike Insurance: Protects your bike and other people Covers your bike’s damage and also protects against losses caused to third-party individuals or property.Financial safety Helps you avoid paying high repair bills or legal compensation after an accident.Covers theft and natural disasters Protects your bike from loss due to theft, floods, storms, earthquakes, and other events.Add-on options for extra coverage Let's you enhance protection with Zero Depreciation, Engine Protect, Roadside Assistance, and more.Cashless repairs Get your bike repaired at Liberty’s authorised network garages without paying up front.Peace of mind With wide coverage and easy claims, you can ride confidently without worrying about sudden expenses.
What Does Liberty General Comprehensive Bike Insurance Cover?
What Does Liberty General Comprehensive Bike Insurance Not Cover?
Why is Liberty General Comprehensive Bike Insurance Important?
Bike Insurance Plans By Liberty General



FAQs
It is a complete bike insurance policy that covers your bike’s damage along with third-party injury or property damage.
Yes. Third-party liability cover is included as part of the comprehensive plan.
Yes. If your bike is stolen, the policy pays compensation based on the insured declared value (IDV).
Yes. Loss or damage due to floods, storms, earthquakes, cyclones, or fire is covered.
Yes. You can add Zero Depreciation, Engine Protect, Roadside Assistance, and other add-ons for more safety.
Yes. Personal accident cover for the owner-driver is included as per IRDAI rules.
Yes. You can easily purchase or renew the comprehensive bike insurance on the Liberty General website.