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The New India Bike Insurance
The New India Assurance Insurance Company was incorporated on 23 July 1919. It was established by Sir Dorabji Tata to create a strong Indian insurance company. It is a public sector general insurance company, owned by the Government of India.
The company mainly focuses on general insurance services such as motor insurance, health insurance, travel insurance, home insurance, and insurance for businesses.
The New India Assurance bike insurance helps protect riders from accidents, theft, third-party liabilities, and damage to the bike. With over 100 years of experience, the company is trusted for its wide reach, strong claims service, and dependable support.
Key Features of New India Assurance Bike Insurance
Here are the key features of New India Assurance Bike Insurance:| Feature | Explanation |
|---|---|
| Policy Type | Offers third-party, standalone own-damage, and comprehensive bike insurance plans. |
| Cashless Network Garages | Provides access to 3,000+ cashless network garages across India for easy and hassle-free repairs. |
| Claim Settlement Process | Follows a structured and reliable claim process supported by a strong public-sector setup. |
| Add-on Covers | Includes add-ons such as zero depreciation, engine protection, roadside assistance, and personal accident cover. |
| No Claim Bonus (NCB) | Offers a discount on renewal premiums for every claim-free policy year. |
| Damage Coverage | Covers damages caused by accidents, fire, theft, natural disasters, and man-made events. |
| Personal Accident Cover | Provides mandatory PA cover for the owner-driver as per IRDAI guidelines. |
| Customer Support | Supported by a wide branch network and customer assistance services across India. |
Bike Insurance Plans By New India
Benefits of New India Bike Insurance
Here are some key benefits of New India Bike Insurance:
- 01
Trusted public insurer
Backed by the Government of India, making it reliable and secure.
- 02
Wide coverage
Protects your bike against accidents, theft, natural disasters, and third-party liabilities.
- 03
Cashless repairs
Allow repairs at network garages without paying upfront.
- 04
Affordable premiums
Offers reasonable pricing with good coverage benefits.
- 05
No Claim Bonus savings
Rewards safe riders with discounts on renewal premiums.
- 06
Add-on protection
Extra covers help enhance protection as per individual needs.
- 07
Strong claim support
Well-established claim handling system with nationwide reach.
Inclusions and Exclusions of New India Bike Insurance
Understanding the inclusions and exclusions of New India Bike Insurance helps you clearly know what is covered and what is not. This makes it easier to choose the right policy.
What it Covers
Accidental damage
Covers repair costs if your bike is damaged in an accident.
Theft of the bike
Provides financial protection if your bike is stolen.
Fire damage
Covers loss or damage due to fire, explosion, or self-ignition.
Natural disasters
Protects against floods, earthquakes, cyclones, storms, and other natural calamities.
Man-made disasters
Covers damage due to riots, strikes, vandalism, or malicious acts.
Third-party liabilities
Pays for injury, death, or property damage caused to a third party.
Personal Accident Cover
Includes compulsory PA cover for the owner-driver as per IRDAI rules.
Add-on benefits (if chosen)
Extra protection, like zero depreciation or roadside assistance, if opted for.
What Does it not Cover
Regular wear and tear
Normal ageing, tyre wear, and routine maintenance are not covered.
Mechanical or electrical breakdown
Failures due to internal issues are not included unless covered by an add-on.
Drunk or illegal riding
No cover if the rider is under the influence of alcohol or involved in illegal activity.
Driving without a valid licence
Claims are rejected if the rider does not have a valid driving licence.
Use outside policy terms
No cover if the bike is used commercially when insured for personal use.
War or nuclear risks
Loss due to war, mutiny, or nuclear risks is not covered.
Consequential loss
Indirect losses after an incident are not payable.
Documents Required for Buying New India Bike Insurance
Given below are the documents required for the New India Bike Insurance purchase: Bike Registration Certificate (RC)Valid Driving LicenceAadhaar Card or PAN CardBike Engine or Chassis NumberPrevious policy details (for renewal, if applicable)
These are the steps to buy New India Bike Insurance online:Step 1 Visit the official New India Assurance website.Step 2 Enter your bike registration number and basic vehicle details.Step 3 Choose the policy type – third-party, own-damage, or comprehensive.Step 4 Select add-on covers, if required.Step 5 Fill in your personal and contact details.Step 6 Review the premium and coverage details.Step 7 Make the payment online.Step 8 Receive the policy document instantly via email or SMS.
How to Buy New India Bike Insurance?
FAQs
It is a bike insurance policy offered by The New India Assurance that protects your bike against accidents, theft, and third-party losses.
Yes, third-party bike insurance is compulsory in India as per the Motor Vehicles Act.
New India offers third-party, standalone own-damage, and comprehensive bike insurance plans.
Yes, theft is covered under comprehensive and own-damage bike insurance policies.
Yes, New India provides cashless repair services at 3,000+ network garages across India.
NCB is a discount on your premium if no claim is made during the policy period.