New India Comprehensive Bike Insurance

New India Comprehensive Bike Insurance offers complete protection for your two-wheeler. It combines comprehensive insurance with Read More

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It also covers comprehensive injury, death, or property damage, along with related legal expenses. With New India's comprehensive bike insurance, riders can also choose add-on covers like zero depreciation, engine protection, and roadside assistance for extra safety.

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Key Features of New India Comprehensive Bike Insurance

Here are some key features of New India Comprehensive Bike Insurance:

01
Own-damage and third-party cover
Protects your bike from damage and also covers third-party injury, death, or property damage.
02
Accident protection
Covers repair costs if your bike is damaged in an accident or collision.
03
Theft and fire coverage
Provides compensation if your bike is stolen or damaged due to fire or explosion.
04
Natural disaster protection
Covers damage caused by floods, earthquakes, cyclones, storms, and other natural calamities.
05
Man-made event cover
Protects against damage due to riots, strikes, vandalism, or malicious acts.
06
Add-on cover options
Allows you to choose extra covers like zero depreciation, engine protection, and roadside assistance.
07
Personal accident cover
Offers financial protection to the owner-driver in case of injury or death, as per IRDAI norms.
08
3,000+ cashless garages
Provides cashless repair services at a wide network of garages across India.
09
Reliable claim settlement
Ensures a smooth and structured claim process backed by a trusted public insurer.

What Does New India Comprehensive Bike Insurance Cover and Not Cover?

New India Comprehensive Bike Insurance offers wide protection, including and exclusions

What's covered

Damage to third-party vehicles and injuries to third parties
Damage to your bike due to accidents or collisions
Loss or damage due to theft or burglary
Damage caused by fire, floods, earthquakes, storms, and other natural disasters
Damage due to man-made events like riots, strikes, or vandalism
Personal accident cover for the owner-driver as per IRDAI guidelines
Cashless repair facility at 3,000+ network garages
Extra protection through add-ons such as zero depreciation, engine protection, and roadside assistance

What's not covered:

Riding without a valid driving licence
Riding under the influence of alcohol or drugs
Damage caused due to negligence, such as leaving the bike unlocked
Normal wear and tear and ageing of bike parts
Mechanical or electrical breakdown not caused by an accident
Damage during racing, stunt riding, or illegal activities
Using a private bike for commercial purposes
Claims made when the insurance policy has expired

Disclaimer: Please refer to your policy documents to know the exact coverage.

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Why is New India Comprehensive Bike Insurance Important?

New India Comprehensive Bike Insurance is important because it offers complete protection for your bike and also covers third-party risks. Here are its key benefits:

Protects your bike and third parties
Covers damage to your own bike along with injury, death, or property damage caused to a third party.
Financial safety
Helps you avoid paying high repair costs or legal compensation after an accident.
Covers theft and natural disasters
Protects against theft, fire, floods, earthquakes, storms, and other natural calamities.
Add-on cover options
Allows you to enhance coverage with add-ons like zero depreciation, engine protection, and roadside assistance.
Cashless repairs
You can get your bike repaired at 3,000+ New India network garages without upfront payment.
Peace of mind
With wide coverage and reliable claim support, you can ride confidently without worrying about sudden expenses or legal issues.