Types of Reliance Bike Insurance

• Reliance General offers three types of bike insurance plans. Each plan gives a different level of protection.Third-Party Bike Insurance This is the basic bike insurance plan. It protects you if your bike causes injury or damage to another person or their property. However, it does not cover damage to your own bike. This insurance is required by law for all two-wheelers.Comprehensive Bike Insurance This plan gives complete protection. It covers damage to your bike as well as damage or injury caused to others. It also covers loss or damage due to accidents, theft, fire, or natural disasters. This plan costs more than basic insurance because it offers wider coverage.Own-Damage Bike Insurance This plan covers only damage to your own bike. It protects you against loss caused by accidents, fire, theft, or natural disasters. Since it does not cover damage to others, it costs less than comprehensive bike insurance.

Benefits of Buying the Reliance Bike Insurance Plan?

• There are many bike insurance companies in India, but Reliance Bike Insurance is trusted by many customers. Below are some simple reasons why you should choose a Reliance two-wheeler insurance plan:Extra Coverage Options (Add-Ons) Reliance allows you to customize your bike insurance plan. You can add extra covers like third-party liability, medical emergency cover, return-to-invoice benefits, and more to get better protection.Long-Term Protection Reliance offers long-term bike insurance plans. You can buy insurance for up to 3 years and keep your bike safe from future accidents or damage.Easy and Paperless Process Buying Reliance bike insurance is very simple. You can buy it online using your phone or computer, without any paperwork.Affordable Premiums Reliance provides bike insurance at competitive and reasonable prices. You get good coverage for your bike without spending too much, making it a smart and cost-effective choice.No Claim Bonus Savings If you do not make any claims during the policy period, Reliance rewards you with a No Claim Bonus. This gives you a discount on your renewal premium, helping you save money for the next year.Cashless Repairs Reliance offers cashless repair services at more than 11,000 network garages across India. This means you can get your bike repaired without paying any money upfront. The insurance company directly settles the bill with the garage, making repairs hassle-free and quick.

Available Add-Ons in Reliance Bike Insurance

• Reliance Bike Insurance offers many useful add-on covers. These add-ons give extra protection to your bike and help you save money during repairs or losses.Zero Depreciation Cover This add-on helps you get a higher claim amount when your bike is repaired. The insurance company does not reduce the claim value due to the age of the bike parts, so you pay less from your own pocket.No Claim Bonus (NCB) Protection Cover This cover protects your No Claim Bonus even if you make a claim during the policy period. It helps you keep your premium discount when you renew your bike insurance.Return to Invoice Cover If your bike is stolen or completely damaged beyond repair, this cover pays the original invoice value of your bike. It helps you recover the full cost and avoid major financial loss.Roadside Assistance Cover This add-on helps you if your bike breaks down while you are on the road. You can get services like towing, fuel delivery, flat tyre help, or small on-the-spot repairs.Engine Protection Cover This cover protects your bike’s engine from damage caused by water entering the engine or oil leakage. Such engine damages are usually not covered in basic insurance, so this add-on gives extra safety.Tyre Protection Cover This add-on covers the cost of repairing or replacing tyres damaged due to cuts, bursts, or accidents. It helps reduce tyre repair expenses.Key and Lock Replacement Cover If your bike keys or locks are lost or stolen, this cover pays for replacing them. It saves you from sudden and unexpected costs.Personal Accident Cover for Pillion Rider This cover gives financial protection to the pillion rider in case of an accident. It helps cover medical expenses or provides compensation in case of serious injury or death.

Reliance Bike Insurance Policy Coverage

• What Is Covered (Inclusions)?

  Reliance bike insurance covers your bike in the following situations:Accidents If your bike is damaged or lost in an accident, the insurance will help pay for it.Theft If your bike is stolen, the policy helps cover the loss.Fire Damage Damage caused by fire or fire explosions is covered.Natural Disasters Damage due to floods, earthquakes, cyclones, storms, or hailstorms is covered.Man-Made Events Damage caused by riots, strikes, terrorism, or similar events is covered.Damage During Transport If your bike gets damaged while being transported by road, rail, air, water, or elevator, it is covered.

• What Is Not Covered (Exclusions)?

  Reliance bike insurance does not cover the following:Normal Wear and Tear Damage that happens over time due to regular use of the bike is not covered.Mechanical or Electrical Problems If your bike breaks down due to internal issues, it is not covered.Improper Use Damage caused by using the bike beyond its limits or for the wrong purpose is not covered.Indirect Losses Any extra or indirect loss after an incident is not covered.No Valid Licence Damage is not covered if the bike is ridden without a valid driving licence.Drunk or Drug Use Damage caused while riding under the influence of alcohol or drugs is not covered.

Documents Required for Buying Reliance Bike Insurance

• To buy Reliance Bike Insurance, you need a few basic documents. These documents help make the buying or renewal process quick and easy.Bike Registration Certificate (RC)Valid Driving LicenceAadhaar Card or PAN CardBike Engine Number or Chassis NumberPrevious Bike Insurance Policy Details

How to Buy Reliance Bike Insurance from Square Insurance?

• Buying Reliance Bike Insurance from Square Insurance is simple and quick. Just follow these easy steps:Step 1: Visit the Square Insurance website at www.squareinsurance.in.Step 2: Click on “Bike Insurance” under the Insurance Products section.Step 3: If your bike is new, click on “Got a New Two-Wheeler.”Step 4: If your bike is old, enter your bike registration number and click on “View Plans.”Step 5: Fill in basic details like RTO, bike brand, model, variant, and registration year.Step 6: Compare the available plans and choose the Reliance Bike Insurance plan that suits you best.