Reliance Own Damage Bike Insurance
Reliance General Insurance Own Damage Bike Insurance protects your bike against accidents, theft, fire, and natural or man-made Read More
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This policy does not cover third-party losses, so it must be purchased along with a valid third-party bike insurance policy. It is a good option for riders who want to avoid high repair costs and keep their bike financially secure. With optional add-ons, you can enhance the coverage for extra protection and peace of mind.

Key Features of Reliance Standalone Own Damage Bike Insurance
Here are some key features of Reliance Standalone Own Damage Bike Insurance:Accidental Damage Cover Covers repair or replacement costs if your bike is damaged due to an accident, collision, or fall.Natural Disaster Protection Covers damage caused by floods, earthquakes, cyclones, storms, fire, or lightning.Theft Cover Provides financial protection if your bike is stolen or damaged due to theft or burglary.Man-Made Events Cover Covers losses caused by riots, strikes, vandalism, or malicious acts.No Claim Bonus (NCB) Get a discount on your renewal premium for every claim-free year.Add-on Covers Choose add-ons such as zero depreciation, engine protection, roadside assistance, and more for better coverage.Cashless Garage Facility Avail cashless bike repairs at Reliance network garages.Easy Purchase and Renewal Buy or renew the policy online quickly and easily.Simple Claim Process Offers a smooth and hassle-free claim settlement process.
Reliance Standalone Own Damage Bike Insurance generally covers:Damage to your bike due to accidentsLoss or damage caused by fire or explosionTheft or burglary of the bikeDamage due to floods, storms, earthquakes, or other natural disastersDamage caused by riots, strikes, or vandalismCashless repairs at network garages
Here are some common exclusions:Third-party injury or property damageRiding under the influence of alcohol or drugsRiding without a valid driving licenceNormal wear and tear or ageing of bike partsMechanical or electrical breakdown not caused by an accidentDamage occurring outside IndiaLoss due to war, nuclear risks, or mutiny
Some key benefits include:Protects your bike from accidents, theft, fire, and natural disasters.Covers losses caused by man-made events.Offers useful add-ons for enhanced protection.Earn No Claim Bonus to reduce renewal costs.Pays the insured value in case of total loss or theft.Saves you from sudden repair expenses and gives peace of mind while riding.
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