Benefits of United India Comprehensive Two-Wheeler Insurance Policy

• The United India comprehensive bike policy offers several key benefits. Some of them are:It offers a simple online policy issuance process.Helps in quick and hassle-free claim settlement.Provides various add-ons for extensive coverage.Gives protection from third-party liability and own damage costs.Gives access to a large network of cashless garages across India for free repair and replacement services.

Inclusion and Exclusion of United India Comprehensive Bike Insurance

• Inclusions

  Covers Own Damage This policy provides protection against damage to your bike from accidents, fire, theft, or natural disasters.Covers Third-Party Liability It covers legal liabilities in case of injury or damage to third-party property.Covers Personal Accident Cover The policy can provide compensation for injuries or death of the policyholder in case of an accident.Gives Add-On Covers They also give options like Geographical Extension, CNG/LPG kit cover, and more for additional protection.

• Exclusions

  Wear and Tear The damages due to normal wear and tear of the bike are not covered.Mechanical or Electrical Breakdown It also does not include the failures in the bike’s mechanical or electrical parts.Driving Without a Licence The policy does not include any accident that occurs when the rider doesn't have a valid licence.Drunk Driving If the claims are made when the rider is under the influence of alcohol or drugs, the policy will not consider this.Outside Geographical Limits If any damage happened outside the covered geographical area, then it is not entertained in the policy.