Two Wheeler

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On Two Wheeler insurance

*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

Difference Between Third Party and Comprehensive Bike Insurance

Factors Third-party Bike InsuranceComprehensive Bike Insurance
Coverage Covers third-party injury or property damage only.Covers third-party liabilities and damages to your own bike.
Legal RequirementMandatory by law in India.Not mandatory but recommended for complete protection.
CostCheaper due to limited coverage.More expensive due to broader coverage.
Own DamageDoes not cover damage to your own bike.Covers damages to your bike from accidents, theft, or natural disasters.
Add-onsNo add-ons available.Allows optional add-ons like zero depreciation, roadside assistance, etc.
Theft ProtectionNot covered.Theft of the bike is covered.
Natural Disasters CoverageNot covered.Covers damages from floods, earthquakes, and other disasters.

What is Covered and Not Covered in United India Third Party Bike Insurance Policy

 

What is Covered in United India Third Party Bike Insurance Policy

  • Covers the Injury to Third Parties

    The insurance pays in cases where your bike causes injury or results in the death of another person.

  • Covers the Damage to Third-Party Property

    It covers damages to property of other people, caused by your bike.

  • Covers the Legal Expenses

    It also covers the legal costs and compensations linked with third-party claims.

What is Not Covered in United India Third Party Bike Insurance Policy

  • Does not Cover the Damage to Your Own Bike

    This insurance policy does not cover the repair or replacement cost for your own bike in case of any damage.

  • Does not Cover the Personal Injury

    It does not cover the cost of injuries of the owner or the driver of the bike in case the bike meets with an accident.

  • Does not Covers the Theft or Natural Disasters

    Loss or damages due to theft, natural calamities, or further risks other than third-party risks are not covered.

Bike Insurance Plans By United India

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