United India Third-Party Bike Insurance

United India Third Party Bike Insurance gives bike owners basic financial protection if they cause injury or damage to someone else's Read More

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Premium coverage starts at ₹ 457*

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This type of insurance is required by law in India to ensure that you're covered in case of third-party claims. Although it doesn't cover damage to your own bike, it takes care of legal expenses and compensation if you're involved in an accident with a third party. United India's policy is an affordable way to meet legal requirements and stay protected from unexpected costs.

United India Third Party Comprehensive Standalone Own Damage Zero Depreciation Claim Renewal Premium Calculator Policy Download Customer Care

Difference Between Third Party and Comprehensive Bike Insurance

Factors	Third-party Bike Insurance	Comprehensive Bike Insurance
Coverage	Covers third-party injury or property damage only.	Covers third-party liabilities and damages to your own bike.
Legal Requirement	Mandatory by law in India.	Not mandatory but recommended for complete protection.
Cost	Cheaper due to limited coverage.	More expensive due to broader coverage.
Own Damage	Does not cover damage to your own bike.	Covers damages to your bike from accidents, theft, or natural disasters.
Add-ons	No add-ons available.	Allows optional add-ons like zero depreciation, roadside assistance, etc.
Theft Protection	Not covered.	Theft of the bike is covered.
Natural Disasters Coverage	Not covered.	Covers damages from floods, earthquakes, and other disasters.

What is Covered and Not Covered in United India Third Party Bike Insurance Policy

What is Covered in United India Third Party Bike Insurance Policy

Covers the Injury to Third Parties
The insurance pays in cases where your bike causes injury or results in the death of another person.
Covers the Damage to Third-Party Property
It covers damages to property of other people, caused by your bike.
Covers the Legal Expenses
It also covers the legal costs and compensations linked with third-party claims.

What is Not Covered in United India Third Party Bike Insurance Policy

Does not Cover the Damage to Your Own Bike
This insurance policy does not cover the repair or replacement cost for your own bike in case of any damage.
Does not Cover the Personal Injury
It does not cover the cost of injuries of the owner or the driver of the bike in case the bike meets with an accident.
Does not Covers the Theft or Natural Disasters
Loss or damages due to theft, natural calamities, or further risks other than third-party risks are not covered.