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United India Third-Party Bike Insurance
United India Third Party Bike Insurance gives bike owners basic financial protection if they cause injury or damage to someone else's property. It covers legal costs if your bike accidentally hurts a person or damages property. This type of insurance is required by law in India to ensure that you're covered in case of third-party claims. Although it doesn't cover damage to your own bike, it takes care of legal expenses and compensation if you're involved in an accident with a third party. United India's policy is an affordable way to meet legal requirements and stay protected from unexpected costs.
Difference Between Third Party and Comprehensive Bike Insurance
| Factors | Third-party Bike Insurance | Comprehensive Bike Insurance |
|---|---|---|
| Coverage | Covers third-party injury or property damage only. | Covers third-party liabilities and damages to your own bike. |
| Legal Requirement | Mandatory by law in India. | Not mandatory but recommended for complete protection. |
| Cost | Cheaper due to limited coverage. | More expensive due to broader coverage. |
| Own Damage | Does not cover damage to your own bike. | Covers damages to your bike from accidents, theft, or natural disasters. |
| Add-ons | No add-ons available. | Allows optional add-ons like zero depreciation, roadside assistance, etc. |
| Theft Protection | Not covered. | Theft of the bike is covered. |
| Natural Disasters Coverage | Not covered. | Covers damages from floods, earthquakes, and other disasters. |
What is Covered and Not Covered in United India Third Party Bike Insurance Policy
What is Covered in United India Third Party Bike Insurance Policy
Covers the Injury to Third Parties
The insurance pays in cases where your bike causes injury or results in the death of another person.
Covers the Damage to Third-Party Property
It covers damages to property of other people, caused by your bike.
Covers the Legal Expenses
It also covers the legal costs and compensations linked with third-party claims.
What is Not Covered in United India Third Party Bike Insurance Policy
Does not Cover the Damage to Your Own Bike
This insurance policy does not cover the repair or replacement cost for your own bike in case of any damage.
Does not Cover the Personal Injury
It does not cover the cost of injuries of the owner or the driver of the bike in case the bike meets with an accident.
Does not Covers the Theft or Natural Disasters
Loss or damages due to theft, natural calamities, or further risks other than third-party risks are not covered.
Bike Insurance Plans By United India
FAQs
If you misplace your policy documents, don't worry. You can download a copy from the United India website by logging into your online account, or you can call customer support to assist you.
In case of an emergency, check the official site of United India and type "cashless garage" in their search bar. You'll locate the nearest one easily.
You can file a claim by visiting United India's website, logging into your account, or calling their customer service. Provide the necessary details, and they'll guide you through the process.
Yes, you can get your policy renewed online from the website of United India quite easily. You just need to log in, fill in the details, and make the payment.
You typically need your policy document, vehicle registration certificate, driving licence, and any claim-related documents like a police report (if applicable).