Zuno Own Damage Bike Insurance

Insurance helps protect you and your bike from unexpected problems on the road. It also gives you and your family peace of mind. If Read More

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If you get a special cover just for your bike’s damage, it will cover costs for things like accidents, fire, theft, vandalism, and natural or man-made disasters. When you add third-party insurance (which is required by law), it gives full protection for both you and your bike.

Zuno Third Party Comprehensive Standalone Own Damage Zero Depreciation Claim Renewal Policy Download Customer Care

Key Features of Zuno Standalone Bike Insurance

Here are some features of Zuno Standalone Bike Insurance:Covers Your Bike's Damage It helps pay for the repair costs if your bike is damaged in an accident or other events.Protects Against Theft If your bike gets stolen, the insurance will help cover the loss.Covers Natural Disasters Your bike is protected if it is damaged by floods, storms, earthquakes, or other natural disasters.Covers Man-made Disasters It also covers damages caused by fire, riots, strikes, or vandalism.No Third-Party Involved This insurance only covers your bike's damage, not others' injuries or property.Affordable It is a cost-effective option if you just want to protect your own bike from accidents or disasters.Easy Claim Process If you need to file a claim, the process is simple and quick.

Standalone Bike Insurance v/s Third-Party Bike Insurance v/s Comprehensive Bike Insurance

Features	Own Damage Insurance	Third-Party Insurance	Comprehensive Insurance
Cover your own bike	Covers damages to your bike only	Not covered	Covers damages to both your bike and third-party liabilities
Third-party liability coverage	Not covered	Covers third-party property damage and injuries	Covers both third-party liabilities and own bike damage
Coverage for theft	Yes, bike theft is covered	Not covered	Yes, bike theft is covered
Coverage for natural disasters	Yes, covers natural disasters like floods	Not covered	Yes, covers natural disasters
Coverage for man-made events	Yes, covers vandalism and riots	Not covered	Yes, covers man-made events
Personal accident cover	Optional (through add-ons)	Not included	Available as an add-on
Premium cost	Moderate	Lower, as it only covers third-party liabilities	Higher due to broader coverage
Add-on covers available	Available (e.g., zero depreciation)	Not available	Available (e.g., engine protection, zero depreciation)
Legal requirement	Not required	Mandatory by law	Optional but highly recommended
Best for	Those wanting protection for their own bike	Those seeking basic, mandatory protection	Those seeking full coverage for bike, third-party, and theft

What is Covered Under a Zuno Standalone Own-Damage Policy?

A Zuno Standalone Own-Damage Policy covers:Damage to your bike in a road accident.Damage to your bike caused by fire or explosion.If your bike is stolen and cannot be found or repaired.Damage from natural disasters (like floods or storms) or man-made events (like riots).

What is Not Covered Under a Zuno Standalone Own-Damage Policy?

A Zuno Standalone Own-Damage Policy does not cover:Mechanical or electrical problems with your bike.Damage caused by illegal driving.Normal wear and tear on your bike over time.Damage to your bike outside the country.