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Zuno Own Damage Bike Insurance
Insurance helps protect you and your bike from unexpected problems on the road. It also gives you and your family peace of mind. If something happens, like an accident, the insurance will help pay for the damages, making sure you do not face financial trouble. If you get a special cover just for your bike’s damage, it will cover costs for things like accidents, fire, theft, vandalism, and natural or man-made disasters. When you add third-party insurance (which is required by law), it gives full protection for both you and your bike.
Key Features of Zuno Standalone Bike Insurance
Here are some features of Zuno Standalone Bike Insurance:Covers Your Bike's Damage It helps pay for the repair costs if your bike is damaged in an accident or other events.Protects Against Theft If your bike gets stolen, the insurance will help cover the loss.Covers Natural Disasters Your bike is protected if it is damaged by floods, storms, earthquakes, or other natural disasters.Covers Man-made Disasters It also covers damages caused by fire, riots, strikes, or vandalism.No Third-Party Involved This insurance only covers your bike's damage, not others' injuries or property.Affordable It is a cost-effective option if you just want to protect your own bike from accidents or disasters.Easy Claim Process If you need to file a claim, the process is simple and quick.
Features Own Damage Insurance Third-Party Insurance Comprehensive Insurance Cover your own bike Covers damages to your bike only Not covered Covers damages to both your bike and third-party liabilities Third-party liability coverage Not covered Covers third-party property damage and injuries Covers both third-party liabilities and own bike damage Coverage for theft Yes, bike theft is covered Not covered Yes, bike theft is covered Coverage for natural disasters Yes, covers natural disasters like floods Not covered Yes, covers natural disasters Coverage for man-made events Yes, covers vandalism and riots Not covered Yes, covers man-made events Personal accident cover Optional (through add-ons) Not included Available as an add-on Premium cost Moderate Lower, as it only covers third-party liabilities Higher due to broader coverage Add-on covers available Available (e.g., zero depreciation) Not available Available (e.g., engine protection, zero depreciation) Legal requirement Not required Mandatory by law Optional but highly recommended Best for Those wanting protection for their own bike Those seeking basic, mandatory protection Those seeking full coverage for bike, third-party, and theft A Zuno Standalone Own-Damage Policy covers:Damage to your bike in a road accident.Damage to your bike caused by fire or explosion.If your bike is stolen and cannot be found or repaired.Damage from natural disasters (like floods or storms) or man-made events (like riots).
A Zuno Standalone Own-Damage Policy does not cover:Mechanical or electrical problems with your bike.Damage caused by illegal driving.Normal wear and tear on your bike over time.Damage to your bike outside the country.
Standalone Bike Insurance v/s Third-Party Bike Insurance v/s Comprehensive Bike Insurance
What is Covered Under a Zuno Standalone Own-Damage Policy?
What is Not Covered Under a Zuno Standalone Own-Damage Policy?
Bike Insurance Plans By Zuno
FAQs
Zuno Own Damage Bike Insurance helps pay for repairs if your bike gets damaged in an accident, fire, theft, or other events.
No, this insurance only covers damage to your own bike. It doesn’t cover other people’s injuries or property damage. You will need third-party insurance for that.
No, it also covers theft, fire, and damage from natural or man-made disasters, not just accidents.
You can file a claim by contacting Zuno customer support. They will guide you through the easy process.
Yes, you can buy Zuno Own Damage Insurance by itself. It will only cover damage to your bike, not third-party damage.
Yes, third-party insurance is required by law to cover other people's injuries or property damage. Zuno Own Damage Insurance only covers your bike.