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IFFCO Tokio Comprehensive Car Insurance
IFFCO Tokio Comprehensive Car Insurance is a complete plan that protects you and others in case of accidents or damage caused by your car. It also covers damage to your own car from things like accidents, theft, natural disasters, or riots.
This insurance can also include personal accident cover for you and the passengers in your car if there is an accident. You can also choose extra add-ons to get more protection for your car and higher claim amounts.
Benefits of IFFCO Tokio Comprehensive Car Insurance
IFFCO Tokio’s comprehensive car insurance helps you save money if your car is in an accident. It covers many things, so you don’t have to pay for everything yourself. The main benefits are:
- 01
Pays for many costs after an accident, like damage or theft of your car, injury or death of you or others, and damage to other people’s property.
- 02
You can get help anytime, day or night, from trained customer service staff.
- 03
You can repair your car at any cashless garage in the network; you don’t have to pay first.
- 04
You can buy extra covers (called add-ons) to get more protection and bigger claims.
Motor Insurance Plans By Iffco Tokio
What is Covered and Not Covered in Comprehensive Car Insurance?
Every insurance plan has things it pays for and things it does not. Here is what IFFCO Comprehensive Car Insurance covers and does not cover:
What it Covers
Fire & Explosions
Pays if your car is damaged by fire or an explosion.
Accidents
Pays if your car gets damaged in an accident.
Third-Party Liability
Pays if your car hurts someone or damages their car or property.
Natural & Manmade Disasters
Covers damage from floods, earthquakes, riots, or vandalism.
Theft
Pays if your car is stolen, based on your car’s insured value (IDV).
Personal Accident
Helps pay if you get hurt in a car accident.
What Does it not Cover
Depreciation
Normal wear and tear, like tyres wearing out, is not covered.
Mechanical & Electrical Problems
Engine or wiring issues are not covered unless you buy extra cover.
Driving After Drinking or Drugs
If you drive under the influence, insurance will not pay for damages.
Intentional Damage
Damage done on purpose is not covered.
No or Invalid Licence
If you drive without a valid licence, insurance won’t pay for any damage or injury.
FAQs
It is a full car insurance plan that covers damage to your car and also pays if you hurt someone or damage their car or property.
Yes, the insurance pays for your car if it is stolen, based on the insured value (IDV) mentioned in your policy.
Yes, you can get help anytime, day or night, from IFFCO’s trained customer service team.
Yes, you can buy add-ons to get more protection for your car and higher claim amounts.
Yes, the insurance covers damage from floods, earthquakes, storms, riots, or vandalism.
Normal wear and tear, mechanical or electrical problems (unless you buy extra cover), intentional damage, driving under the influence, or driving without a valid licence are not covered.