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Key Benefits of IFFCO Tokio Third-Party Car Insurance
Here are the main benefits of getting third-party car insurance from IFFCO Tokio:
- 01
It Covers Third-Party Damage
This insurance pays for injuries or damage caused to other people or their property by your car, helping you avoid big expenses.
- 02
It Gives Low and Fixed costs
Third-party insurance costs less than a comprehensive plan, and the prices are fixed by the Insurance Regulatory and Development Authority of India (IRDAI).
- 03
It helps in Avoiding Traffic Fines
Since third-party insurance is required by law, having it protects you from paying fines for not having car insurance.
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What is Covered and Not Covered in IFFCO Tokio Third-Party Car Insurance?
When you buy IFFCO Tokio third-party car insurance, it is important to know what it includes and what it does not.
What it Covers
Damage to Someone’s Property
If your car damages another person’s property, the insurance will pay for the loss.
Injury or Death of a Person
If someone gets hurt or dies in an accident caused by your car, the insurance will pay compensation as decided by the court.
What Does it not Cover
Damage to Your Own Car
This plan does not cover any damage to your car.
Drunk or Drugged Driving
If yIf you drive under the influence of alcohol or drugs, the insurance will not pay for any loss.
Car Theft
If yIf your car is stolen, this insurance does not cover it.
Learner Driving Alone
If yIf you drive alone with a learner’s licence, your claim will not be accepted if an accident happens.
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