Hassle-Free Buying Process
24*7 Customer Support
Compare Different Plans Easily
Add-Ons for Customization
Royal Sundaram Comprehensive Car Insurance
Royal Sundaram offers a comprehensive car insurance policy that gives you full protection. It includes the mandatory third-party cover and also protects your own car from accidents, theft, and loss. With this comprehensive plan, you can get money for:
Third-party injuries, death, or property damage
Damage to your own car
You can also choose many useful add-ons, like zero depreciation cover, windshield cover, and more, to increase your protection.
Key Features of Royal Sundaram Comprehensive Car Insurance
Here are the main features of Royal Sundaram Comprehensive Car Insurance:
- 01
Covers Own Damage and Third-Party Liabilities
This policy protects your own car from damage and also covers injury, death, or property damage caused to a third party.
- 02
Personal Accident Cover
Royal Sundaram gives compulsory personal accident cover of up to Rs. 15 lakh for the owner-driver.
- 03
Easy Claim Process
You can file claims online or through customer support and track the status easily.
- 04
Protection Against Many Risks
It covers damage from accidents, theft, fire, natural disasters, riots, and other unexpected events.
- 05
Helpful Add-On Covers
You can increase protection with add-ons like Zero Depreciation, Roadside Assistance, Engine Protector, Consumables Cover, Return to Invoice, and more.
- 06
NCB (No Claim Bonus) Benefits
You can transfer your existing No Claim Bonus to Royal Sundaram and get discounts if you haven't made claims in previous years.
- 06
Cashless Repairs Across India
Royal Sundaram has a large network of garages where you can get cashless repairs with quick service and support.
Motor Insurance Plans By Royal Sundaram
What Does Royal Sundaram Comprehensive Car Insurance Cover and Not Cover?
What it Covers
Here are the things that a Royal Sundaram comprehensive policy usually covers:
Injury, death, or property damage caused to a third party
Accidental damage to your own car
Theft or total loss of your car
Damage caused by fire, riots, strikes, or vandalism
Damage from natural disasters like floods, earthquakes, cyclones, and storms
Personal accident cover for the owner-driver (up to Rs. 15 lakh)
Damage that happens while your car is being moved by road, rail, or water
What Does it not Cover
Here are the things that are not covered under the policy:
Driving without a valid driver's license
Accidents caused by alcohol or drugs
Damage that happens outside India
Loss due to carelessness or normal wear and tear
Mechanical or electrical failure without any accident
Using a private car for commercial work
Damage during racing, speed tests, or other illegal activities
Claims made after the policy has expired or renewed late without inspection
FAQs
Yes. You can choose add-ons like Zero Depreciation, Engine Protector, Roadside Assistance, Return to Invoice, and more for better protection.
Yes. Royal Sundaram has many network garages across India where you can get cashless repairs.
You can renew it online by visiting the website and entering your car number or policy number.
Yes. If you do not make any claim in a policy year, you get an NCB discount on your next premium.
Yes. Comprehensive insurance is the best option for new or high-value cars because it offers complete protection.