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Key Features of Royal Sundaram Third-Party Car Insurance
Here are the main features of Royal Sundaram Third-Party Car Insurance that you should know before buying the policy:
- 01
Third-Party Liability Cover
This protects you if your car causes injury, death, or damage to another person or their property.
- 02
Affordable Premiums
Third-party plans are low-cost because they only cover third-party damages and not your own car.
- 03
Legal Compliance
This insurance helps you follow the law under the Motor Vehicles Act. It ensures your car is legally allowed to run on Indian roads.
- 04
Easy Online Purchase
You can buy or renew the policy online in just a few simple steps. This saves your time and effort.
- 05
Personal Accident Cover (PA)
The policy includes personal accident cover for the owner-driver, giving extra safety and financial support during accidents.
- 06
Wide Network & Quick Claim Support
Royal Sundaram offers a strong support system and smooth claim services for third-party accident cases.
Motor Insurance Plans By Royal Sundaram



What Is Covered and Not Covered Under Royal Sundaram Third-Party Car Insurance?
What it Covers
The Royal Sundaram third-party car insurance policy covers:
Up to Rs. 7.5 lakh for damage to another person’s property.
Unlimited compensation if a third person gets injured or dies in an accident caused by your car. (The compensation amount is decided by the court.)
What Does it not Cover
This policy does not cover:
Any damage to your own car in an accident.
Damage to your car caused by natural events (like floods, storms) or man-made events (like riots, fire).
Injury to the policyholder (unless you buy the Personal Accident Cover).