Best Health Insurance Plans
Extensive Plan Choices
Round-the-Clock Claim Support
Dedicated Expert Guidance
New India Assurance Health Insurance
New India Assurance Co. Ltd. is a government-owned insurance company. It works in 28 countries and has its main office in Mumbai, India. As of December 2019, the company had 2,935 offices, over 16,000 employees, and more than 68,000 agents. It offers many types of insurance, like health insurance, motor insurance, travel insurance, home insurance, rural insurance, marine and aviation insurance, and business insurance for small and big companies.
The company has been running for more than 100 years and has won many awards in India, such as General Insurance Company of the year in 2018 and the Golden Peacock Excellence Award. New India Assurance offers health insurance as one of its best services.
It has many low-cost health plans for individuals, families, senior citizens, and people with certain diseases. They also offer top-up plans for extra cover. These health insurance plans are made for people of all age groups in India.
Key Highlights of New India Assurance Health Insurance Co Ltd
| Categories | Features |
|---|---|
| Founded In | 1919 |
| Claim Settlement Ratio | 98% |
| Cashless Hospitals | 9,000+ |
| Premium Starting at | Rs. 321/month |
| Sum Insured | Up to Rs. 50 lakh |
| Pre-Existing Coverage | Covered after 4 years |
| No. of Plans | 9 |
New India Assurance Health Insurance Plans
Benefits of New India Health Insurance Plans
Here are some benefits that you can get after buying New India health insurance plans:You can choose your cover amount
New India Health Insurance lets you choose how much health cover you want. You can select a sum insured from Rs. 1 lakh to Rs. 1 Crore, depending on what you want. This helps you get the right protection for yourself and your family, whether your needs are small or large.
Your Coverage Get Refilled
If your full coverage amount is used up due to hospital bills or treatments during the year, the company will refill the full amount once. This means you can make more claims in the same year without worrying about running out of coverage.
Gives Lifetime renewal
You don’t have to worry about your policy ending as you grow older. New India offers a lifetime renewability option, so you can keep your health insurance active for life by paying the premium every year on time.
Gives a Bonus for no claims
If you don’t make any claims in a policy year, you get a No Claim Bonus (NCB). This means your coverage amount increases at no extra cost. It is a reward for staying healthy and not using the policy.
Easy Switch from another insurer
If you are not happy with your current health insurance company, you can shift to New India Health Insurance at the time of renewal. This is called portability, and it helps you keep your health benefits without starting over.
Types of New India Assurance Insurance Plans
Aditya Birla Health Insurance offers plans that cover everything from basic health care to long-term care, mental health, and wellness rewards. Here are some key benefits of their health insurance plans.
- 01
Family Health Insurance
This plan covers your whole family under one policy. It helps pay for hospital bills, doctor visits, and treatments for any family member covered under the plan.
- 02
Senior Citizen Health Insurance
This plan is made for people aged 60 and above. It gives health cover for illnesses and medical needs that are more common in old age.
- 03
Maternity Insurance
This plan helps cover the cost of childbirth. It includes hospital bills for delivery and sometimes care for the newborn baby, too.
- 04
Critical Illness Insurance
This plan gives a big one-time payment if you are diagnosed with a serious illness like cancer, heart attack, or stroke. The money helps you pay for expensive treatments.
Why You Should Choose New India Health Insurance?
Here is what can happen if you do not renew your policy on time:- 01
Strong Financial Rating
New India has been given a top rating of AAA/Stable by CRISIL since 2014. This means the company is very safe, trusted, and strong financially. You can rely on them to handle your claims and services well.
- 02
Good Claim Settlement
In 2023-2024, New India had a claim settlement ratio of 98%. This means they paid most of the claims people made. It shows the company is fast and fair when it comes to settling medical bills.
- 03
Over 100 Years of Experience
New India Health Insurance has been around for more than 100 years. They have lots of knowledge and experience in insurance and understand how to take care of different customer needs.
- 04
Big Network of Hospitals
The company has over 9000 hospitals all across India, where you can get cashless treatment. This means you don’t have to pay money at the hospital if your treatment is covered.
- 05
Helpful Customer Support
If you have any questions or problems, you can call their customer care team. They are quick to respond and give clear answers about your policy, claims, or anything else you need help with.
Who Can Buy New India Health Insurance?
You must be an Indian citizen.You must be between 18 and 65 years old.You can also buy it for your children or older family members.You don’t need to be in perfect health, but you should not have any serious illness when you buy it.It does not matter if you are single or have a family; there are plans for everyone.
Documents Needed to Buy New India Health Insurance
You need to provide these documents when buying a Digit health insurance policy:Identity Proof: A filled Proposal Form or OTP verificationAge Proof: Any one of these: Voter ID, PAN card, Aadhaar Card, Driver's License, or PassportAddress Proof: Any one of these: Ration card, Driver's License, Passport, Rent Agreement (if applicable), PAN Card, Aadhaar Card, or Utility BillsRecent Passport-size PhotosMedical Reports (if required)
How to Buy Health Insurance from the Square Insurance Website?
Step 1: Go to the Square Insurance website.Step 2: Choose if you are male or female, and add the family members you want to cover, along with their ages.Step 3: Type your full name and phone number.Step 4: Say if you or your family have any illness now (if yes).Step 5: Choose a health plan or click “Get Free Advice” if you want help.Step 6: Look at the different plans and change them to fit what you need.Step 7: Pay online, or talk to customer care if you need help.Step 8: After payment, your policy will be sent to your email.
FAQs
Yes, New India Assurance has health insurance plans for families. Some of these plans are:New India Premier Mediclaim PolicyNew India Floater Mediclaim PolicyNew India Mediclaim Policy
The toll-free number is 1800-209-1415. You can call this number for free help.
Yes. Some plans give you a daily cash amount when you are in the hospital. These plans include:New India Asha Kiran PolicyNew India Premier Mediclaim PolicyNew India Floater Mediclaim Policy
You can download your policy from the New India Assurance website. You can also find it in your email.
Yes, New India Assurance is a government-owned insurance company.