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Niva Bupa Critical Illness Insurance Plans
Niva Health Insurance offers a policy called Criticare that covers serious diseases like kidney failure, heart problems, tumors, and cancer. If you get one of these diseases, the policy gives you a lot of money at once, which you can use for your treatment. You don't need to be hospitalized to claim this money; it is based on your medical diagnosis report.
Niva Bupa's critical illness plan covers 20 major illnesses and lets you handle claims directly with them. You can choose to get all your money at once or take a large payment and then receive 10 percent of the insurance amount every year for the next five years after the first large payment.
Niva Bupa Critical Illness Policy Features
| Sum Insured | Rs 3 lakh to Rs 3 Crore |
| Renewability | Lifelong |
| Coverage Type | Individual / up to 2 Adults |
| Cashless Claim Processing | 30-minute |
Health Insurance Plans By Niva Bupa
Critical Illness Coverage List
CancerStroke with permanent symptomsMajor organ/bone marrow transplantFirst heart attackEnd-stage liver diseaseComaMotor neurone disease with permanent symptomsMultiple sclerosis with persisting symptomsOpen chest CABGFulminant viral hepatitisKidney failure requiring dialysisAplastic anaemiaOpen heart replacementPermanent paralysis of limbsEnd-stage lung diseaseMajor burnsLoss of speechDeafnessMuscular dystrophyBacterial meningitis
FAQs
The insurance covers many serious illnesses like cancer, heart attack, stroke, kidney failure that needs dialysis, major organ transplants, and more.
Yes, Niva Bupa's plan has a survival period. This means that after you get diagnosed with a critical illness, you need to survive for a certain number of days before you can claim the insurance money.
Yes, you can add critical illness coverage to your existing insurance policy. This helps you cover more types of illnesses under the same plan.